Loan for investments
Loan for investments
- Raise your business ambitions!
- Take advantage of the opportunity for small or medium-sized enterprises to get more favourable conditions in cooperation with ALTUM
No collateral for an amount of up to € 150 000
With ALTUM guarantee
Loan in the amount of up to 80% of the total costs
Security: mortgage, commercial pledge or guarantee, warranty
A loan starting from € 10 000
Loan repayment within 5 years according to a 10-year repayment schedule
Loans with ALTUM guarantee
- Loan up to € 150 000 without a pledge or up to € 500 000 with a pledge*
- Security – surety of the company’s owner
- Loan term 12 – 60 months
- Lower loan interest rate
- Altum guarantee premium covered by Luminor
- For new lending only
- De Minimis support is applied
- Available till 31.10.2026
* if with pledge:
- Security - mortgage, commercial pledge and/or surety of the company’s owner
- Altum guarantee premium covered by Customer
Learn more
Financing for farmers
Required documents
- Loan application
- Financial statements for the last year and current performance results (Balance Sheet and Income Statement with accompanied notes)
- Security valuation (for loans secured by movable or immovable property)
- Other documents or information upon the Bank's request
Small and medium-sized businesses can apply for EIB supported financing – loans with reduced % interest rates
Luminor investment loan for growing business