Representative example. Loan amount €7000 | Loan repayment term 60 months | Fixed annual interest rate 9.9% | Agreement fee €0 |Minimum monthly account maintenance fee €1.30 | Total repayment amount €8 981.40 | Monthly instalment €148.39 | Annual percentage rate (APR) 10.78%
Onboarding is quick and easy
At the speed of your needs
At the speed of your needs
- Instant consumer loan within a couple of minutes from €1 000 to €15 000
- €0 agreement fee. Offer valid until 31 December 2025
The perfect time for your summer plans
The perfect time for your summer plans
- 7.9% fixed annual interest rate and €0 agreement fee
- The offer is valid for applications submitted between 1 August 2025 and 30 September 2025 for loan for renovation or property acquisition.
The offer is valid for loans starting from €7000, for applications submitted between 1 July 2025 and 31 December 2025.
Representative example. Loan amount €7000 | Loan repayment term 60 months | Fixed annual interest rate 7.9 % | Agreement fee €0 | Minimum monthly account maintenance fee €1.30 | Total repayment amount €8574.00. | Monthly instalment €141.60 | Annual percentage rate (APR) 8.61 %
Housing loan
Housing loan
- We will support you in buying your home
Become our customer
Become our customer
- Enjoy the unlimited euro transfers, accounts and card with travel and purchase insurance
- Take your finances to the next level
Luminor never calls or sends e-mails or SMS asking for detailed personal data – your full ID-number, e-mail, home address, internet bank ID; card No., expiry date, CVV/CVC code; Smart-ID PIN or SMS codes. Our internet bank address is ib.luminor.lv, website – luminor.lv. Confirm an action with Smart-ID (code calculator) only if you initiate it yourself! If you notice anything suspicious while banking, stop and call +371 67 17 1880.
Luminor Black – so simple it gets boring
Luminor Black – so simple it gets boring
- Unlimited euro transfers, accounts, card, travel and purchase insurance
- Special price offer until August 31
Remember! We offer services at our customer service centers by prior appointment. You can apply for a consultation and find out the availability of the service in person or receive a remote consultation by calling the Luminor Customer Service Centre +371 67 17 1880
In view of situation with Ukraine. We will be offering employment for people displaced by the invasion of Ukraine. Bank account opening to Ukrainians is free of charge in all Baltic states. Payments to Ukrainian banks are also free ►
In view of situation with Ukraine, find answers to frequently asked questions here ►
In view of situation with Ukraine, find answers to frequently asked questions here ►
Become a customer and enjoy all benefits