Internet Banking

Save money and time. Luminor Internet bank is available 24/7 and offers many services cheaper than in custumer service center.

Why choose internet bank?

Easy to manage accounts and transfers

Manage accounts of several natural or legal persons
View account balances
Access, print or download account statements as a file (*.pdf, *.csv)
Make transfers in euros and other currencies
Pay utility service fees
Set a regular payments in euro currency
Import payment in ISO and FiDAViSta format

Filling-out applications and agreements

Order e.invoices
Place a deposit
Access the information on your current loans, deposits, leasing, or e.invoice agreements or securities
Apply for consumer loan, leasing
Apply for insurance products
Apply for a payment card

Fast and secure access to other systems

Self-service websites of telecommunication companies Lattelecom, LMT
Self-service websites of insurance companies ERGO, Balta.
State and municipal service websites Latvija.lv, epakalpojumi.lv, eriga.lv
Enterprises register Lursoft
E-invoice systems of AS Sadales tīkls, Latvenergo, AS Fitek

Luminor Internet bank and mobile bank authentication tools

Smart-ID

Simple and secure way to authenticate yourself online
You can use it with your Internet Bank and Mobile Bank
Great code calculator alternative for smart phone users
It is for free

To enhance the security of your data, we may ask to enter your personal identity number when you access the internet bank with Smart-ID. Please use following format xxxxxx-xxxxx

eParaksts mobile

Simple and secure way to authenticate yourself online
You can use it with your Internet Bank and Mobile Bank
It is for free
More information about eParaksts mobile can be found here

To enhance the security of your data, we may ask to enter your personal identity number when you access the internet bank with eParaksts mobile. Please use following format xxxxxx-xxxxx

Code calculator

Secure way to log into your Internet Bank and Mobile Bank
Price – according to the price list

Digipass 270. Usage instruction
Digipass 300C. Usage instruction

How to conclude internet bank agreement remotely?

To conclude Luminor Internet bank agreement remotely please complete the “Know Your Customer” questionnaire. How to complete "Know Your Customer" questionnaire?

After completing, save it in PDF format, sign with the electronic signature

Send the questionnaire and a copy of passport / ID card to e‑mail address [email protected]

After checking the information the bank’s specialist will contact you to agree a time to perform video identification

“Know Your Customer” questionnaire

How do I get an electronic signature?

Do you have a Basic Smart‑ID account? Watch a video tutorial on how to convert it to a Smart‑ID Qualified Electronic Signature (QES) in the Smart‑ID app within a couple of minutes