Help your kid to protect their treasures
Help your kid to protect their treasures
For free
Account from age 0, Luminor Debit card for kids and youngsters 6 to 21 years
Apply remotely
Customers can apply for an account with an e‑signature. For a child to connect to the internet bank independently, starting from the age of 7, apply for Smart‑ID remotely
Convenient and safe
Make contactless card payments and use ATMs. You and your kids can keep track of spending in the Internet bank or mobile app
Safety+
Enable for just €0.99 a month
If you are a Luminor customer and have an electronic signature, you can open an account and order a card remotely for children under 18 years of age by filling in the application for opening an account for a child. If you are not a customer, apply here
Before starting application, create Smart-ID account for kid remotely here
Fill in application, add necessary documents, choose needed products and submit a digitally signed application
Sign e‑documents. We will send you e‑mail with a link to Dokobit system for document signing
Receive card and start using Luminor services!
Needed documents for parents
Needed documents for legal guardian
If the child has only an account and no access to the internet bank, then the parent can open the internet bank for the child remotely by following the steps here. If the parent/child’s representative does not have an electronic signature, then the internet bank can also be opened at one of our branches.
If the account is opened and a card is needed, then the parent can order the card via the child’s internet bank (under Accounts and cards / My cards / Order new card).
If the additional card user is a Luminor customer, the account owner orders additional card via the internet bank: Accounts and Cards / My cards / Order a new card for other person / If additional card holder is Luminor customer / Enter user’s personal identity number.
If the additional card holder is not a Luminor customer, he / she will need internet bank access to activate the card. Internet bank access should be requested by the parent before (see answer to the previous question).
Additional card’s age limits:
Internet bank access has no age restrictions, but age can differ for IB identification tools:
Yes, but the card is available only from the age of 6.
The parent via child’s internet bank needs to fill in one of these applications:
Internet bank / Applications / Internet bank / Change existing user settings / Change payment limits / Change rights.
Kid's age | Daily cash withdrawal limit | Purchase limit per day (including online) | Monthly Cash withdrawal limit |
---|---|---|---|
6-15 years | EUR 30 | EUR 150* | EUR 300 |
16-17 years | EUR 30 | EUR 700* | EUR 700 |
Make card even safer with Safety+
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