Are you ready for your income drop by 50%?
1st and 2nd pension pillars combined provide no more than 50 % of your average income. This means – instead of EUR 1000, only EUR 500.
EUR 1305
Average salary
EUR 622
Average pension
*Average salary after taxes and average pension in Q1 2025.
| Paying a salary, EUR |
Contributing to the employee’s 3rd pension pillar, EUR |
|
|---|---|---|
| Motivation Amount (gross) | 100.00 | 100.00 |
| Employer's Social Tax (23.59%) | 23.59* | - |
| Total Employer Costs | 123.59 | 100.00 |
| Employee's Social Tax (10.50%) | 10.50* | - |
| Personal Income Tax (PIT) | 22.82* | - |
| Total Employee Benefit | 66.68 | 100.00** |
*The calculation uses 2025 tax rates, which may change in accordance with amendments to regulatory acts.
**When capital is paid out, the following is withheld from the employee: personal income tax on employer contributions (25.5 % or another rate applicable at the time), and capital gains tax on profit (25.5 % or another rate applicable at the time).