Loan for investments

Loan for investments

  • Raise your business ambitions!
  • Take advantage of the opportunity for small or medium-sized enterprises to get more favourable conditions in cooperation with ALTUM

No collateral for an amount of up to € 150 000
With ALTUM guarantee

Loan in the amount of up to 80% of the total costs
Security: mortgage, commercial pledge or guarantee, warranty

A loan starting from € 10 000
Loan repayment within 5 years according to a 10-year repayment schedule 

Loans with ALTUM guarantee

  • Loan up to € 150 000 without a pledge or up to € 500 000 with a pledge*
  • Security – surety of the company’s owner
  • Loan term 12 – 60 months
  • Lower loan interest rate
  • Altum guarantee premium covered by Luminor
  • For new lending only
  • De Minimis support is applied
  • Available till 31.10.2026

    * if with pledge:
    - Security - mortgage, commercial pledge and/or surety of the company’s owner
    - Altum guarantee premium covered by Customer


    Learn more

    Apply

Financing for farmers

Required documents

  • Loan application
  • Financial statements for the last year and current performance results (Balance Sheet and Income Statement with accompanied notes)
  • Security valuation (for loans secured by movable or immovable property)
  • Other documents or information upon the Bank's request

Small and medium-sized businesses can apply for EIB supported financing – loans with reduced % interest rates

Luminor investment loan for growing business