Payment order for payments to accounts within Luminor Latvian branch received 

• via Digital channels is executed immediately;
• via Customer Support or at Customer Service Centres before 16:00 on Business Days is executed within 1 hour. Payment order received after 16:00 is executed on the next Business Day.

Payment order for Euro payments to banks registered in Single Euro Payments Area (SEPA) member states received on a Business Day 

• via Digital channels before 16:00 or
• via Customer Support or at Customer Service Centres before 15:00 

is executed on the same Business Day. 

Payment order for Urgent Euro payments to TARGET2 member banks received on a Business Day

• via Digital channels before 17:00 or
• via Customer Support or at Customer Service Centres before 16:00 

is executed on the same Business Day.

Payment order received after the set cut-off time or outside of Business Day is executed on the next Business Day.

In case of Ordinary SHA/OUR payment order received via Digital channels on a Business Day, the payment is transferred to a correspondent bank in 2 Business Days.

In case of Urgent SHA/OUR payment order received via Digital channels on a Business Day, the payment is transferred to a correspondent bank on the next Business Day.

In case of Express SHA/OUR payment order received via Digital channels on a Business Day before 16:00, the payment is transferred to a correspondent bank on the same Business Day.

Cut-off time for accepting a payment order via Customer Support or at Customer Service Centres is 15:00. Payment order received after the set cut-off time or outside of Business Day is executed on the next Business Day after the indicated Execution time.

Payment order for payments to accounts within Luminor Latvian branch received 

• via Digital channels is executed immediately;
• via Customer Support or at Customer Service Centres before 16:00 on Business Days is executed within 1 hour. Payment order received after 16:00 is executed on the next Business Day.

In case of Ordinary SHA/OUR payment order received via Digital channels on a Business Day, the payment is transferred to a correspondent bank in 2 Business Days.

In case of Urgent SHA/OUR payment order received via Digital channels on a Business Day, the payment is transferred to a correspondent bank on the next Business Day.

In case of Express SHA/OUR payment order, the payment is transferred to a correspondent bank on the same Business Day if a payment order is received via Digital channels on a Business Day:

• before 17:00 in Euros (EUR)
• before 16:00 in US Dollars (USD)
• before 15:00 in Great Britain Pounds (GBP)
• before 14:00 in Canadian Dollars (CAD)
• before 13:00 in Danish Krones (DKK), Norwegian Krones (NOK), Romanian Leu (RON), Swedish Kronas (SEK)
• before 11:00 in Polish Zlotys (PLN)

No Express SHA/OUR payment orders are executed in Australian Dollars (AUD), Swiss Francs (CHF), Czech Korunas (CZK), Hungarian Forints (HUF) and Japanese Yens (JPY).

Cut-off time for accepting a payment order via Customer Support or at Customer Service Centres is shorter by 1 hour from the indicated Cut-off time.

Payment order received after the set cut-off time or outside of Business Day is executed on the next Business Day after the indicated Execution time.