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39 % of people would like to travel further, but postpone this idea mainly due to the lack of money, show the results of the survey conducted by Luminor.
Among the responses other popular and not yet realized dreams are the purchase of a new car (32 %), reconstruction of the apartment (32 %), purchase or exchange of a new dwelling (30 %) and purchase of new furniture or redecoration of the interior design (24 %). 21 %, in their turn, would like to make a bigger purchase, for example, to buy household appliances or any of the new technologies, but 20 % – to develop some of the hobbies.
As the survey data shows, the majority or 75 % have not yet implemented these plans due to the lack of money. This was admitted by the majority or 85 % of respondents, whose monthly income is up to 1000 EUR and 51 % of respondents with the income above 1001 EUR per month. 32 % of the respondents do not have enough time to realize their dreams, but 19 % lacks initiative.
Those respondents who have already previously reached their dreams admit that they have saved up for their goals themselves – 74 % have replied so. 42 % have used loans, but 13 % have borrowed money from their friends/ acquaintances. 8 % have not realized their plans so far at all.
Out of those, who have not used loans for the realization of their plans, 17 % are afraid of long-term liabilities, 15 % are not sure that they have sufficient income, but 14 % have not found any beneficial offer so far. 11 % of respondents do not like/ wish to borrow money, but 4 % are afraid of the unknown.
In the survey conducted by Luminor in February participated 300 respondents from Latvia in the age group from 20-50.