We have adjusted the names of the products and services on the price list, simplified the structure of the price list, partially amended the pricing of services and removed from the price list all of the products and services that we no longer offer.
For a comparison of current and future prices, see table below.
Our full pricelist is available here.
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Visa payment cards Other services |
EUR 5 Increase of standard cash withdrawal and purchase limits |
EUR 10 Changing card standard cash-out or purchase limits in physical or remote customer service centres* |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Service package Basic package |
Footnote: *If the average monthly balance of the Customer’s RIKO***** term deposits and current accounts in total exceeds € 5000.00 there is a 30% discount on the Monthly fee for the package. |
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| Current account |
EUR 0,65*** Monthly fee for maintenance of the RIKO**** Current account: |
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| Current account |
Free of charge Monthly fee for maintenance of the NDEA***** Current account |
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| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | EUR 15 Free-of-payment transfers (FOP): If the transaction involves the transfer of financial instruments registered in the Baltics from/to another bank |
| Brokerage services, financial instruments account opening and maintanance Index-linked bonds |
Free of charge Purchase in primary market |
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| Brokerage services, financial instruments account opening and maintanance Index-linked bonds |
2%* Purchase in secondary market |
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| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | EUR 20 + external costs Issuing documents which allow customer to participate in AGM/EGM |
| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | EUR 20 + external costs Instructing custodian banks about voluntary corporate actions based on customer instruction |
| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | As individually agreed Other services related to corporate actions |
| Deposits and savings | Savings deposit | Savings account – all related fee names and texts to be changed accordingly |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Use of electronic channels | EUR 2 Unblocking of Code calculator in the branch |
EUR 5 No change in fee name |
| Use of electronic channels | EUR 18** Code calculator Digipass 270 for accessing account |
No change in fee Code calculator issuance |
| Use of electronic channels | EUR 10 Repeated connection of Code calculator Digipass 270 in case of loss |
No change in fee Code calculator replacement fee |
| Use of electronic channels | Free of charge Repeated connection of Code calculator, if Code calculator is damaged due to technical reasons (within 2 years after connection) |
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| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Leasing services | Up to 1.5% of leasing object price; min, EUR 120 Amendments to the agreement or schedule |
1.5% of leasing price, min. EUR 121 No change in fee name |
| Fee for loan disbursement | Up to 1.5% of leasing object price; min, EUR 165* *When buying co-operation partners within the framework of shares min. EUR 130 Commitment fee |
1.5% of leasing object price, min. EUR 165* *When buying co-operation partners within the framework of shares, min. EUR 130 No change in fee name |
| Leasing services | EUR 25 Preparation of notices and powers of authority |
No change in fee Preparation of statements and powers of authority |
| Leasing services | EUR 15 Drafting of authorization to leave the territory of the Republic of Latvia |
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| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Mortgage loan and Private loan |
1% of loan amount or additionally disbursable amount, min. EUR 200 Execution of mortgage* loan or increase thereof and 1.5% of loan amount or additionally disbursable amount, min. EUR 250 Execution of private** loan or increase thereof |
1% of loan amount or additionally disbursable amount, min. EUR 300 Agreement fee |
| Mortgage loan and Private loan |
EUR 35 Change of loan monthly repayment date; Application for Loanholiday processing; Extension of issuance; Change of loan repayment account |
EUR 50 Change of loan monthly repayment date or change of loan repayment account or extension of loan issuance and EUR 35 Processing of loan holiday application mentioned in loan agreement |
| Mortgage loan and Private loan | 0,5% nof the outstanding loan amount**, min. EUR 200 Other amendments to the contractual terms and conditions* |
EUR 200 Agreement amendment fee* *For example, changes in payment schedule, collateral composition, loan issuance conditions, loan currency etc. |
| Mortgage loan and Private loan | Pursuant to the “Payments” section of the Price list, applying “Price through at branch” Transfer of the loan amount pursuant to the provisions of the purchase agreement or escrow account agreement |
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| Mortgage loan and Private loan | As agreed Mortgage loan Plus maintenance* |
Subject to an individual agreement Housing loan Plus services (e.g. real estate assessment) |
| Mortgage loan and Private loan | In the case of repairs, evaluation estimates free of charge; In the case of construction, up to EUR 140 000 - EUR 70, over EUR 140 000 - is determined individually Consideration and coordination of renovation works and the construction cost estimate** |
In the case of repairs, evaluation estimates are free of charge. In the case on construction it is subject to an individual agreement Consideration and coordination of renovation works and the construction cost estimate (the fee is payable prior to the provision of service) |
| Mortgage loan and Private loan | On loans in amounts of up to: EUR 140 000 - EUR 70 per every inspection; Above EUR 140 000 - subject to an individual agreement Mortgaged real estate inspection*** |
Subject to an individual agreement Supervision of the use of funding (the fee is payable prior to the provision of service and applicable per each inspection) |
| Mortgage loan and Private loan | EUR 400 Execution and/or consideration of documents, when concluding transaction with a different creditor: in case of refunding of the loan liabilities at another creditor and EUR 150 Execution and/or consideration of documents, when concluding transaction with a different creditor: in case of refunding of the loan liabilities by a lender that has acceded to the Agreement on Cooperation of Credit Institutions in Case of a Standard Refinancing and listed on the website of the Association of Latvian Commercial Banks www.lka.org.lv. and EUR 150 Execution and/or consideration of documents, when concluding transaction with a different creditor: in case of sale of the pledged property |
EUR 400 Execution and/or consideration of documents when refinancing the loan liabilities at another creditor or in case of sale of the pledged property if the transaction is financed by other creditor |
| Consumer Loan (previously express loan) |
2% of the loan amount Execution of consumer loan: If the loan purpose is for consumption needs and 1% of the loan amount Execution of consumer loan: If the loan purpose is for acquisition property |
1.5% of loan amount, min EUR 60 Agreement fee |
| Consumer Loan (previously express loan) and Car loan |
EUR 25 Execution of the amendments to mortgage loan repayment schedule |
EUR 50 Change of loan monthly payment date or loan repayment account |
| Car loan | 1% of the loan amount Execution of loan |
1.5% of loan amount, min EUR 60 Agreement fee |
| Overdraft | 2% from outstanding amount Fee for loan and document execution |
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| Overdraft | EUR 25 Fee for amendments to the agreement |
EUR 30 Agreement amendment fee |
| Overdraft against a pledge of Index-linked bonds (New overdrafts will not be issued) | 1% from outstanding amount increase, min. EUR 50 Fee for amendments to the agreement |
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| Overdraft against a pledge of Index-linked bonds (New overdrafts will not be issued) | 36% p.a. Interest rate for exceeding the Overdraft limit in the Overdraft account |
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