We have adjusted the names of the products and services on the price list, simplified the structure of the price list, partially amended the pricing of services and removed from the price list all of the products and services that we no longer offer.
For a comparison of current and future prices, see table below.
Our full pricelist is available here.
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Visa payment cards |
EUR 5 Increase of standard cash withdrawal and purchase limits |
EUR 10 Changing card standard cash-out or purchase limits in physical or remote customer service centres* |
| Visa payment cards | EUR 5 Card delivery to the Service places*** |
EUR 10 No change in fee name |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Business package for start-up companies | Free of charge Production of VISA Business Debit payment card |
No change in fee Issuing of Business Debit Card |
| Business package 10 and Business package 25 and Business package 50 and Business package 150 |
Without a monthly fee 5 Maestro cards |
No change in fee 5 Business Debit Cards |
| Business package 150 | Without a monthly fee 1 MasterCard |
No change in fee 1 Business Credit Card |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Current account | EUR 15** Opening of Temporary account* / Current accounts **The fee is not applicable if the Customer signs with the Bank the agreement on card acceptance service, card acceptance in Internet or DNB Link, or is using the services of Luminor Līzings Latvija SIA. |
No change in fee Opening of Temporary account* / Current accounts **The fee is not applicable if the Customer signs with the Bank the agreement on card acceptance service, card acceptance in Internet or Bank Link. |
| Payments within Luminor Bank (all currencies) | Transfers (outgoing payments) within the Bank: between RIKO** and RIKO** accounts or between NDEA*** and NDEA*** accounts in all currencies | - |
| Payments within Luminor Bank (all currencies) | Transfers (outgoing payments) within the Bank: between RIKO** and NDEA*** accounts or between NDEA*** and RIKO** accounts in EUR currency | - |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Brokerage services, financial instruments account opening and maintanance Index-linked bonds |
Free of charge Purchase in primary market |
- |
| Brokerage services, financial instruments account opening and maintanance Index-linked bonds |
2%* Purchase in secondary market |
- |
| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | EUR 20 + external costs Issuing documents which allow customer to participate in AGM/EGM |
| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | EUR 20 + external costs Instructing custodian banks about voluntary corporate actions based on customer instruction |
| Brokerage services, financial instruments account opening and maintanance Financial instrument transfers and other operations |
- | As individually agreed Other services related to corporate actions |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Use of electronic channels | EUR 18** Code calculator Digipass 270 for accessing account |
No change in fee Code calculator issuance |
| Use of electronic channels | EUR 10 Repeated connection of Code calculator Digipass 270 in case of loss |
No change in fee Code calculator replacement fee |
| Use of electronic channels | Free of charge Repeated connection of Code calculator, if Code calculator is damaged due to technical reasons (within 2 years after connection) |
- |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Leasing services | Up to 1,5% of leasing object price; min EUR 120 Changes in the agreement* |
1.5% of leasing price, min. EUR 121 No change in fee name |
| Fee for loan disbursement | Up to 1,5% of leasing object price; min, EUR 165* *When buying co-operation partners within the framework of shares min. EUR 130 Commitment fee |
1.5% of leasing object price, min. EUR 165* *When buying co-operation partners within the framework of shares, min. EUR 130 No change in fee name |
| Leasing services | EUR 15 Drafting of authorization to leave the territory of the Republic of Latvia |
EUR 25 Drafting of authorization to leave the territory of the European Union |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Factoring services | Free of charge Factoring application consideration |
- |
| Factoring services | Up to 1,5% of the factoring limit (min. EUR 350) Factoring contract remuneration |
1,5% of the factoring limit (min. EUR 350.00) Contract fee |
| Factoring services | Up to 1,5% of the factoring limit extension amount / pextended term (minimum EUR 150) Factoring limit increase / Factoring maturity prolongation |
1,5% of the factoring limit being increased / prolonged (min EUR 200) No change in fee name |
| Factoring services | EUR 75 Amendments of the factoring agreement |
EUR 100 Amendments in contract for changed buyer / supplier list and min. EUR 200 Other amendments in contract |
| Factoring services | Up to 1,0% from the invoice amount (minimum EUR 1) Invoice processing |
Starting from 0,1% from the invoice amount (min. EUR 3) Invoice administration / acceptance fee |
| Factoring services | EUR 1,50 Preparation of invoices and sending them by post |
- |
| Factoring services | EUR 30 (for each Buyer) Buyer limit review (without credit insurance) |
EUR 65 Setting, changing, reviewing or prolonging buyer's limit |
| Factoring services | EUR 40 (for each Buyer from Europe) EUR 50 (for each Buyer outside of Europe) Buyer limit review (with credit insurance) |
- |
| Factoring services | EUR 30 (for each Buyer) Annual fee for Buyer's credit insurance limit (starting from the second year) |
- |
| Factoring services | EUR 20 (for each Buyer) Increasing of the Buyer’s credit insurance limit |
- |
| Factoring services | EUR 7,50 Preparation of a statement on factoring liabilities (agreement, interest paid, outstanding liabilities, reconciliation acts, etc.) |
EUR 15 Preparation of standardized statement for balance confirmation |
| Factoring services | Up to EUR 30 Preparation of a non-standard statement upon the Seller’s request |
EUR 50 Preparation of non-standardized report / statement upon the Customer's request |
| Factoring services | EUR 1,50 (for each page) Preparation and issuing copies of documents from the archive |
EUR 15 for each document No change in fee name |
| Factoring services | - | EUR 10 + fee for payments according to pricelist Refunding for non-assigned amounts |
| Product name in price list | Fee and name currently | Fee and name starting from 1.10.2019 |
|---|---|---|
| Investment loan and Credit line and Loan for farmers and Multi-apartment house renovation loan |
Starting at 1% of the loan amount, min. EUR 200 (applying using application portal - at 1% of the amount,min. EUR 150) Loan servicing and execution |
1% of the loan amount, min. EUR 300 (applying using e-channels: 1% of the amount, min. EUR 200) Agreement fee |
| Investment loan and Credit line and Overdraft with no pledge and Loan for farmers and Multi-apartment house renovation loan |
Starting at 0,5% of the outstanding loan balance, min. EUR 150 Execution of amendments to loan agreement (including amendments to repayment schedule) |
1% of the loan amount, min. EUR 300 (applying using e-channels: 1% of the amount, min. EUR 200) Agreement amendment fee |
| Investment loan and Credit line and Loan for farmers and Multi-apartment house renovation loan |
EUR 45 Submission of commercial pledge application and signing with a secure e-signature on behalf of the commercial pledge provider (should the latter not have a secure e-signature) |
On agreed basis, min. EUR 45 per each Services provided by the Bank (incl. establishment of pledges)* *If the Bank’s consent is subject to notarisation, in addition to the fee the Customer shall cover any legal fees, incl. cost of notary services. |
| Investment loan and Credit line and Loan for farmers |
EUR 70 Submission of documents to the Land Register at the customer's place |
- |
| Investment loan and Credit line and Loan for farmers and Multi-apartment house renovation loan |
Upon individual agreement, min. EUR 45 Issuance of the Bank’s consent* |
On agreed basis, min. EUR 45 per each Issuing of bank consents, approvals and statements upon Customer's request** **Consents, approvals and statements are prepared within 10 working days. |
| Overdraft with no pledge | Starting at 1% of the overdraft amount, min. EUR 150 (applying using application portal - at 1% of the amount, min. EUR 100) Overdraft servicing and execution |
1% of the loan amount, min. EUR 300 (applying using e-channels: 1% of the amount, min. EUR 200) Agreement fee |
| Overdraft with no pledge | Starting at 2% p.a.of the loan amount, min. EUR 300 Early overdraft repayment in case of refinancing (if the contract concluded with the client does not specify another amount) |
Starting at 2% of the early repayment amount, min. EUR 500 Early loan repayment (if the contract concluded with the Customer does not specify another amount) |
| Overdraft with no pledge | 3% of the undrawn overdraft limit Undrawn overdraft limit |
- |