Enhanced Travel Insurance Benefits for Luminor Cardholders

Starting January 1, 2024, we're introducing new travel insurance conditions.

Discover the enhanced benefits tailored for Luminor Black, Visa Infinite, and Visa Business cardholders: 

• Rental car deductible coverage:
  Customers with Luminor Black card can enjoy a new rental car deductible coverage of 500 euros when traveling abroad, having the option to choose a more cost-effective KASKO with a higher deductible. 
• Comprehensive support in case of bone breaks and fractures:
  Luminor Black and Luminor Visa Infinite cardholders will receive additional support in case of bone breaks and fractures, regardless of the circumstances or location, even if you are not traveling abroad. This includes all extreme sports, and fixed compensation of € 100 is provided in case of an insured event. 
• Expanded coverage and territory:
  Visa Business cardholders will benefit from extended insurance validity worldwide*, along with an increased medical expenses coverage of up to € 100 000. 

Please note that as the COVID-19 pandemic is no longer considered an international health emergency, the insurance package will no longer offer separate coverage for COVID-19. Instead, this risk will be included in the medical aid insurance with a limit of € 300 000.
 
You can find more details about the changes here.  

For the updated Travel Insurance terms and conditions, please check here.

Upon occurrence of an insured event, please contact the Latvian branch of Compensa Vienna Insurance Group ADB. Information about what to do in case of occurrence of the insured event is available here.