We are continuing to unify Luminor services, therefore starting from 1st of October travel insurance terms & conditions of credit cards linked to “RIKO” accounts and from 1st of January 2019 credit cards linked to “NDEA” accounts at Luminor will change.

From 1st of January ERGO will become the only travel insurance partner for all Luminor credit cards.

Main changes you can find below by choosing your credit card type.

We wish you pleasant and carefree travels with Luminor credit cards. 

Visa Classic, Mastercard Credit and Mastercard PINS

  • Insurance is valid for family members
  • No need to pay by card
  • Territorial scope – Europe
  • Maximum length of one trip – 30 days
  • New! Terrorism cover included
Renewed terms & conditions can be found here.

Visa & Mastercard Gold

  • Insurance is valid for family members
  • Territorial scope – all world
  • 300 000 EUR Medical coverage
  • Terrorism cover included
  • Maximum length of one trip – 90 days
Renewed terms & conditions can be found here.

Visa & Mastercard Platinum

  • Insurance is valid for family members
  • Territorial scope – all world
  • 500 000 EUR Medical coverage
  • Maximum length of one trip – 90 days
  • New! Terrorism cover included
Renewed terms & conditions can be found here.

Visa & Mastercard Business

  • Insurance is valid for family members or for two colleagues travelling together
  • No need to pay by card
  • Territorial scope – Europe
  • Maximum length of one trip – 30 days
  • New! Terrorism cover included
Renewed terms & conditions can be found here.

In case of occurrence of an insured event, please contact ERGO Insurance SE, Latvia`s Branch or its assistance partner.

Call Centre of ERGO Insurance SE, Latvia's Branch

Phone no.: 1887
for calls from abroad: +371 6708 1887
Notification form: www.ergo.lv
E-mail: claims@ergo.lv

In case of medical and repatriation expenses insurance please contact assistance partner April Baltic

Phone no.: +371 6441 5242
E-mail: luminor@ops24.eu