Become a Customer

It’s the perfect time to join Luminor

Explore Luminor benefits

Luminor Black

Monthly fee - EUR 0 for the First 2 Months

Enjoy the benefits of the card for the first 2 months for free. Offer valid for first-time package activation from 01.11.2024 to 31.01.2025. (1)

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Grow Your Wealth!

Take your finances to the next level

Find out how to choose the right savings and investments solutions to grow your wealth and cover your personal goals.

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Join Luminor remotely

Video call with a consultant

Business days (9:00–18:00)

For Latvian citizens, over the age of 18. You’ll need:
- a valid passport or ID card issued in Latvia;
- a Smart-ID Qualified account or eID with an electronic signature.

Online with photo self‑service

24/7 (processed within 1 bus. day)

For residents, over the age of 18. You’ll need:
- a valid passport or ID card issued in Latvia;
- a Smart-ID Qualified account.

Apply in person
If don’t have a passport or ID issued in Latvia, don’t have an electronic signature, or would prefer to apply in person, please reach out to us by phone +371 67 17 1880 to book an appointment at one of our Customer Service Centres.

Luminor offers daily banking services to citizens or residents of Latvia, Lithuania, and/or Estonia, and would like to establish a business relationship with all potential customers who see Luminor bank as a partner for everyday services, as well as lending, investments, or deposits. Detailed information on Luminor’s target customer and required documents list can be found here.

"Everything could be arranged quickly. Being able to open an account remotely is a big bonus."

Everything happened in a very positive atmosphere, creating a sense of security. The employee tried to explain everything in understandable language to a person to whom financial questions are not so clear! Everything could be arranged quickly. Being able to open an account remotely is a big bonus.
Customer, 36 years old

Useful links

Pricelist
Basic payment account opening for natural persons
Background information on the protection of the state-guaranteed deposits
Information for customers on switching payment accounts in Latvian
Standardized terms of services and their definitions (Glossary)
Information regarding bank’s target customer and required documents list
Your rights when making payments in Europe
Application to redirect salary payment to Luminor