Card production and maintenance
SERVICEPRICE
Card account currencyEUR
Annual fee for Card maintenance*
- MasterCard BusinessEUR 45.00
PIN code reminder**EUR 1,00

* The fee for Card servicing is payable for each year by paying the fee for the previous year in the respective calendar month the Card was produced in each year.
** PIN code reminder service is applicable only for Cards produced after 03.09.2015.

Card transactions
SERVICEPRICE
Cash withdrawal*
- from ATMs of AS DNB banka, SEB banka, Swedbank, AB DNB banka Lithuania, DNB bank ASA Norway2.0% of the transaction amount, min. EUR 1.00
- at another bank, from ATMs of another bank2.0% of the transaction amount, min. EUR 3.50
- at the merchant (if merchant offers such service)**Free of charge
One's own Account crediting through an ATM of AS DNB banka by Card ( also in case several Cards are used for the account crediting)
- below EUR 10 000.00 in a calendar monthFree of charge
- above EUR 10 000.00 in a calendar month0.2% of the transaction amount exceeding EUR 10 000 (or an equivalent in USD)
Purchases within the borders of Latvia and abroadFree of charge
Currency exchange mark-up***3.0% of the transaction amount
Payment of bills in ATMs of AS DNB banka****Free of charge

* Cash withdrawal limit from ATMs:
- Daily limit: for MasterCard Business Cards EUR 2 500.00.
- Limit over 30-day period for any type of Card is EUR 20 000.00.
- Cash withdrawal limit from ATMs equipped only with magnetic stripe reading technology - EUR 350.00 a day.
- If Card account currency is not euro, cash withdrawal limits from ATMs specified in this section are converted into the Card account currency according to the euro reference exchange rate published by the European Central Bank at the beginning of each relevant period in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** Cash withdrawal limit at the merchant per shopping time - EUR 100.00.
*** Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Card in compliance with the Bank's Account Maitenance and Card Use Rules, if the transaction currency differs from the card account currency.
**** In ATMs of Bank you can pay the bills of Lattelecom, LMT, and Tele2.

Information on card transactions
SERVICEPRICE
SMS info EUR 0.09 per SMS text
Information on Account balance demands at ATMs
- in ATMs of AS DNB bankaFree of charge
- in ATM of other banks (if service is available)EUR 0.50
Dispatch of report on card transactions by mail (per Account) EUR 5.00
Credit line
SERVICEPRICE
Annual interest rate on loan18%
Loan maturityUpon expiry of the Сard
Annual interest on loan for overdue payments36% p.a.

This rate is informative.

Other fees
SERVICEPRICE
Interest on unauthorized debit balance36% p.a.
Increase of standard cash withdrawal limitsEUR 5.00
Granting of express overdraftEUR 10.00
Consideration of chargeback claims*Free of charge
Requesting of card transaction source documents from the merchantEUR 10.00

* If in relation to the Customer’s claim on the transaction performed with a Card the Customer has provided the Bank with untrue information, the Customer shall reimburse to the Bank its costs and losses inflicted as the result of providing such untrue information, including costs for request and receipt of transaction verification documents and other payments made by the Bank to any third parties involved in processing of the respective transaction relating to consideration of the Customer’s claim.