Card transactions
SERVICEPRICE
Cash withdrawal*
- from ATMs of AS DNB banka, SEB banka, Swedbank, AB DNB banka Lithuania, DNB bank ASA Norway 1.0% of the transaction amount, min. EUR 1.00
- at another bank, from ATMs of another bank 2.0% of the transaction amount, min. EUR 3.50
- at the merchant (if merchant offers such service)** Free of charge
One's own Account crediting through an ATM of AS DNB banka by Card (also in case several Cards are used for the Account crediting)
- below EUR 10 000.00 in a calendar month Free of charge
- above EUR 10 000.00 in a calendar month 0.2% of the transaction amount exceeding EUR 10 000.00 (or an equivalent in USD)
Purchases within the borders of Latvia and abroad Free of charge
Currency exchange mark-up*** 0.03
Payment of bills in ATMs of AS DNB banka**** Free of charge

* Cash withdrawal limit from ATMs:
- Daily limit: for VISA Business Cards EUR 2 500.00.
- Limit over 30-day period for any type of Card is EUR 20 000.00.
- Cash withdrawal limit from ATMs equipped only with magnetic stripe reading technology - EUR 350.00 a day.
- If Card account currency is not euro, cash withdrawal limits from ATMs specified in this section are converted into the Card account currency according to the euro reference exchange rate published by the European Central Bank at the beginning of each relevant period in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** Cash withdrawal limit at the merchant per shopping time - EUR 100.00.
*** Vrrency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction execute+ with the Card in compliance with the Bank's Account Maitenance and Card Use Rules, if the transaction currency differs from the Card account currency.
**** In ATMs of Bank you can pay the bills of Lattelecom, LMT, and Tele2.

Information on card transactions
SERVICEPRICE
SMS info EUR 0.09 per SMS text
Information on Account balance demands at ATMs
- in ATMs of AS DNB banka Free of charge
- in ATM of other banks (if service is available) EUR 0,50
Credit line
SERVICEPRICE
Annual interest rate on loan 18%
Loan maturity Upon expiry of the Card

This rate is informative.

Other fees
SERVICEPRICE
Fee for 1 person's visit to the airport business area ("Priority Pass" program) EUR 24,00
Interest on unauthorized debit balance 36% p.a.
Increase of standard cash withdrawal limits EUR 5,00
Granting of express overdraft EUR 10,00
Consideration of chargeback claims* Free of charge
Requesting of Card transaction source documents from the merchant EUR 10,00

* If in relation to the Customer’s claim on the transaction performed with a Card the Customer has provided the Bank with untrue information, the Customer shall reimburse to the Bank its costs and losses inflicted as the result of providing such untrue information, including costs for request and receipt of transaction verification documents and other payments made by the Bank to any third parties involved in processing of the respective transaction relating to consideration of the Customer’s claim.