Provision of credit card (producing and maintenance)
Card account currency EUR
Production of card €5
Replacement of Card (in case of loss, theft, wear, damage or other defects)
- VISA Business €5
- Visa Business with Priotity Pass (1) €10
Extra fee for the urgent production / replacement of Card (2) €30
Card delivery to the Customer Service Center (3) €10
Card delivery per mail
- Within Latvia €2
- Abroad €10
PIN code reminder
- In Internet bank Free
- at Customer Service Center or via Customer Support €5
Monthly fee for provision of a credit card €5

(1) When replacing Visa Business card to which a Priority Pass is linked, both cards are replaced.
(2) If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Customer Service Center in Riga within 5 hours and to the Customer Service Center outside Riga on the next banking day.
(3) The fee is no applicable, if the Customer pays the fee for an urgend production of the Card.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Card transactions
Cash withdrawal at ATMs in Latvia and abroad 2% of the transaction amount, min. €3.50
One's own Account crediting through an ATM of Luminor (Latvia) by Card (also in case several Cards are used for the Account crediting)
- below EUR 5 000 in a calendar month (2) Free
- above EUR 5 000 in a calendar month 0.2% of the transaction amount exceeding €5000
Purchases within the borders of Latvia and abroad Free
Currency exchange mark-up (1) 3%

(1) Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction execute+ with the Card, if the transaction currency differs from the Card account currency.
(2) The calculation is made based on transactions carried out within the month.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Information on card transactions
SMS info €0.12
Information on Account balance demands at ATMs
- in ATMs of Luminor (Latvia) Free
- in ATM of other banks (if service is available) €0.50

More information about Payment cards can be found here and about safe usage of Payment cards here.

Credit limit
Agreement fee for a credit limit Free
Annual interest rate on loan 18%
Loan maturity Upon expiry of the Card

This rate is informative.

More information about Payment cards can be found here and about safe usage of Payment cards here.

Other cards' related services
Fee for 1 person's visit to the airport business area ("Priority Pass" program) €30 incl, VAT
Priority Pass ordering and maintenance
- opening €15
- replacement €10
- annual fee (starting from the second year) €15
Delivering the Priority Pass
- by post to an address in Latvia Free
- by post to an address abroad €10
Interest on unauthorized debit balance 36% p.a.
Changing card standard cash withdrawal or purchase limits in physical or remote customer service centres €10
PIN code reminder
- via Internet bank Free
- in Customer Service Centers or via Customer Support €5
Safety+ service monthly fee €0.99
Gambling or crypto transaction fee (1) €0.50

(1) Fee is applied to every crypto exchange, gambling, or lottery purchase made by a card transaction.

More information about Payment cards can be found here and about safe usage of Payment cards here.