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| Card account currency | EUR |
| Production of card | €5 |
| Replacement of Card (in case of loss, theft, wear, damage or other defects) | |
| - VISA Business | €5 |
| - Visa Business with Priotity Pass (1) | €10 |
| Extra fee for the urgent production / replacement of Card (2) | €30 |
| Card delivery to the Customer Service Center (3) | €10 |
| Card delivery per mail | |
| - Within Latvia | €2 |
| - Abroad | €10 |
| PIN code reminder | |
| - In Internet bank | Free |
| - at Customer Service Center or via Customer Support | €5 |
| Monthly fee for provision of a credit card | €5 |
(1) When replacing Visa Business card to which a Priority Pass is linked, both cards are replaced.
(2) If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Customer Service Center in Riga within 5 hours and to the Customer Service Center outside Riga on the next banking day.
(3) The fee is no applicable, if the Customer pays the fee for an urgend production of the Card.
More information about Payment cards can be found here and about safe usage of Payment cards here.
| Cash withdrawal at ATMs in Latvia and abroad | 2% of the transaction amount, min. €3.50 |
| One's own Account crediting through an ATM of Luminor (Latvia) by Card (also in case several Cards are used for the Account crediting) | |
| - below EUR 5 000 in a calendar month (2) | Free |
| - above EUR 5 000 in a calendar month | 0.2% of the transaction amount exceeding €5000 |
| Purchases within the borders of Latvia and abroad | Free |
| Currency exchange mark-up (1) | 3% |
(1) Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction execute+ with the Card, if the transaction currency differs from the Card account currency.
(2) The calculation is made on the basis of confirmed transactions within a month. Confirmed transactions are the transactions, which are shown on account statement.
More information about Payment cards can be found here and about safe usage of Payment cards here.
| Fee for 1 person's visit to the airport business area ("Priority Pass" program) | €30 incl, VAT |
| Priority Pass ordering and maintenance | |
| - opening | €15 |
| - replacement | €10 |
| - annual fee (starting from the second year) | €15 |
| Delivering the Priority Pass | |
| - by post to an address in Latvia | Free |
| - by post to an address abroad | €10 |
| Interest on unauthorized debit balance | 36% p.a. |
| Changing card standard cash withdrawal or purchase limits in physical or remote customer service centres | €10 |
| PIN code reminder | |
| - via Internet bank | Free |
| - in Customer Service Centers or via Customer Support | €5 |
| Safety+ service monthly fee | €0.99 |
| Gambling or crypto transaction fee (1) | €0.50 |
(1) Fee is applied to every crypto exchange, gambling, or lottery purchase made by a card transaction.
More information about Payment cards can be found here and about safe usage of Payment cards here.