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| Card account currency (1) | EUR |
| Fee for production | €10 |
| Replacement of Card (in case of loss, theft, wear, damage or other defects) | €10 |
| Extra fee for the urgent production / replacement of Card (1) | €30 |
| Card delivery to the Customer Service Center (2) | €10 |
| Card delivery per mail | |
| - Within Latvia | €2 |
| - Abroad | €10 |
| Monthly fee for provision of a debit card | |
| - VISA Business Debit | €2 |
(1) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.
(2) The fee is no applicable, if the Customer pays the fee for an urgend production of the Card.
More information about Payment cards can be found here and about safe usage of Payment cards here.
| Card account currency | EUR |
| Cash withdrawal at ATMs in Latvia and abroad | |
| - Luminor (Latvia, Lithuania, Estonia) | 1% of the transaction amount, min. €1 |
| - Other ATMs in Latvia and foreign countries | 2% of the transaction amount, min. €3.50 |
| One's own Account crediting through an ATM of Luminor (Latvia) by Card ( also in case several Cards are used for the account crediting) | |
| - below EUR 5 000 in a calendar month (1) | Free |
| - above EUR 5 000 in a calendar month | 0.2% of the transaction amount exceeding €5000 |
| Purchases in the Republic of Latvia and abroad | Free |
| Currency exchange mark-up (2) | 3% |
(1) The calculation is made on the basis of confirmed transactions within a month. Confirmed transactions are the transactions, which are shown on account statement.
(2) Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Card, if the transaction currency differs from the card account currency.
More information about Payment cards can be found here and about safe usage of Payment cards here.
| Card account currency | EUR |
| Interest on unauthorized debit balance | 36% p.a. |
| Changing card standard cash withdrawal or purchase limits in physical or remote customer service centres | €10 |
| Closed Card account maintenance (first to be charged one year after the Customer’s written notice on the Card closure) | €40 |
| Viewing the PIN code in the internetbank and mobile application | Free |
| Safety+ service monthly fee | €0.99 |
| Gambling or crypto transaction fee (1) | €0.50 |
(1) Fee is applied to every crypto exchange, gambling, or lottery purchase made by a card transaction.
More information about Payment cards can be found here and about safe usage of Payment cards here.