Choose the right solution for you:
For home energy efficiency
Air ventilation system, heat pumps, wind turbines, solar panels, including connection to network and batteries for storage of produced energy and electric car charging equipment.
- Loan amount from €4 000 to €30 000
- Annual interest rate from 5.9%
- Loan repayment term from 12 to 120 months
- Without loan agreement fee
- No downpayment or pledge of property is required
- Prior to signing the loan agreement you will have to present an estimate provided by the contractor and certify that you or your spouse/co-borrower own a property
Do not forget to enter Luminor partner code in the application form
Representative example for the energy efficiency loan
| Loan amount | Loan maturity | Annual fixed interest rate | Agreement fee | Minimum monthly bank service fee | Total amount payable | Monthly instalment | Annual Percentage Rate (APR) |
|---|---|---|---|---|---|---|---|
| € 10 000 | 60 months | 5.90 % | € 0 | € 1.30 | € 11 649.60 | € 192.86 | 6.36 % |
For home renovation or property acquisition
- Loan amount from €2 000 to €30 000
- Fixed annual interest rate 8.9%
- Loan repayment term from 12 to 120 months
- Without loan agreement fee
- No real estate valuation required
- No downpayment or pledge of property is required
Do not forget to enter Luminor partner code in the application form
Representative example for the home renovation or property acquisition loan
| Loan amount | Loan repayment term | Fixed annual interest rate | Loan agreement fee | Minimum monthly account maintenance fee | Total repayment amount | Monthly instalment | Annual percentage rate (APR) |
|---|---|---|---|---|---|---|---|
| €10 000 | 60 months | 8.9 % | €0 | €1.30 | €12 504.00 | €207.10 | 9.56 % |
For purchase of car or other vehicle, including water transport
- Loan amount from €2 000 to €20 000
- Fixed annual interest rate 8.9%
- Loan repayment term from 12 to 84 months
- Without loan agreement fee
- No downpayment or pledge of the vehicle is required
- Casco insurance is not mandatory, but recommended
Do not forget to enter Luminor partner code in the application form
Representative example for the Car loan
| Loan amount | Loan repayment term | Fixed annual interest rate | Loan agreement fee | Minimum monthly account maintenance fee | Total repayment amount | Monthly instalment | Annual percentage rate (APR) |
|---|---|---|---|---|---|---|---|
| €10 000 | 60 months | 8.9 % | €0 | €1.30 | €12 504.00 | €207.10 | 9.56 % |
Consumer loan for your needs
- Loan amount from €1 000 to €15 000
- Fixed annual interest rate 10%
- Loan repayment term from 12 to 60 months
- Without loan agreement fee
- No downpayment is required
Do not forget to enter Luminor partner code in the application form
Representative example for the Consumer loan
| Loan amount | Loan repayment term | Fixed annual interest rate | Loan agreement fee | Minimum monthly account maintenance fee | Total repayment amount | Monthly instalment | Annual percentage rate (APR) |
|---|---|---|---|---|---|---|---|
| €5 000 | 48 months | 10 % | €0 | €1.30 | €6 149.28 | €126.81 | 11.06 % |
