What to do if insured event happens?
In case of an insured event, report the accident as soon as possible. Complete an application electronically on the home page: eclaims.eu or call Compensa 24/7 customer support desk +371 67 55 88 99.
Luminor Infinite card Travel insurance covers:
Medical expenses up to € 500 000
| Service | Limit |
|---|---|
| Hospital daily allowance (per day) | € 20 per day |
| Dental expenses | € 500 |
| Medical aids | € 500 |
| Repatriation (including coffin costs) | up to the Medical Expenses Risk Limit |
| Rescue costs | up to the Medical Expenses Risk Limit |
| Medical transport in the country of residence | up to the Medical Expenses Risk Limit |
| Medical transport | up to the Medical Expenses Risk Limit |
| Accompanying staff | up to the Medical Expenses Risk Limit |
| Medical transport during the Trip in the Country of residence | € 5 000 |
| Repatriation in case of death during the Trip in the Country of residence | € 5 000 |
| COVID-19 expenses | € 10 000 |
| Telephone expenses | € 50 |
| Subsistence expenses for a family member (transport and accommodation costs) | per person up to 5 days |
| Accident involving disability or death (maximum compensation for all persons together) | € 60 000 |
| Accident during the trip in the country of residence with the occurrence of disability or death (maximum compensation for all persons combined) | € 15 000 |
Lost or damaged luggage insurance
| Service | Limit |
|---|---|
| Loss of checked baggage 4 hours < 21 days. Actual costs reimbursed | € 750 |
| Loss of checked baggage > 21 days. Actual costs reimbursed | € 2 000 |
| Damage to luggage | € 2 000 |
Flight delay, trip cancelation or missed arrival
| Service | Limit |
|---|---|
| Flight delay 4 hours < 12 hours. Actual costs reimbursed | 750 € |
| Cancellation, interruption of the trip (deductible 15%) | 2 000 € |
| Cancellation/interruption of the trip due to natural disasters (deductible 15%) | 2 000 € |
| Missed arrival at the starting point of the Trip and missed transit | 2 000 € |
Private civil liability up to € 100 000
| Service | Limit |
|---|---|
| Legal aid | € 1 000 |
Rental car insurance
| Service | Limit |
|---|---|
| Rental car deductible insurance (deductible € 250) | € 2 000 |
| Rental car deductible insurance during the Trip in the country of residence (deductible € 250) | € 1 000 |
