We made changes to the current price list, clarified the terms and prices to ensure a better price list structure, as well as uniform service prices in the Baltic States. We reduced a number of costs in the field of lending both to existing customers (in cases of payment holidays and credit problems) and to new customers by applying for a new loan.
The full version of the new price list is available here.
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Other services | €50 Service fee for Private Banking customers (1) (1) The Commission applies if the customer and the Bank have entered into a contract on individual customer service and the average balance of the Customer's assets in the Bank during the previous three month period is less than the minimum specified by the Bank criteria. |
€50 per month Service monthly fee for Private Banking customers (1) (1) The Commission applies if the customer and the Bank have entered into a contract on individual customer service and the average balance of the Customer's assets in the Bank during the previous three month period is less than the minimum specified by the Bank criteria. |
Change fee name |
| Other services | €5 + Actual costs Courier delivery |
€10 + Actual costs Courier delivery |
Change fee price |
| Other services | By agreement Additional services for PB customer |
New fee |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Payment cards (Visa Debit, Luminor Black, Luminor Visa Infinite) No longer issued cards (I and II) Ordering and delivering |
Monthly fee | Monthly fee for provision of a card (1) (1) Card - means both debit card (for example Visa Debit) and credit cards (for example Luminor Black, Luminor Visa Infinite) |
Change fee name and reference added |
| Payment cards (Visa Debit, Luminor Black, Luminor Visa Infinite) No longer issued cards (I and II) Ordering and delivering |
€25 Additional fee for express issuing |
€30 Additional fee for express issuing |
Change fee price |
| Payment cards (Visa Debit, Luminor Black, Luminor Visa Infinite) No longer issued cards (I and II) Payments and cash |
Cash-out - Luminor ATMs - other ATMs |
Cash withdrawal - Luminor ATMs (Latvia, Lithuania, Estonia) - Other ATMs in Latvia and foreign countries |
Change fee name |
| Payment cards (Luminor Black, Luminor Visa Infinite) Ordering and delivering |
Card account currency | EUR Card account currency |
New information about Luminor Black and Visa Infinite |
| Payment card Luminor Black Ordering and delivering |
€3.30 Monthly fee (Luminor Black) |
€3.50 Monthly fee (Luminor Black) |
Change fee price |
| Payment cards (Visa Debit, Luminor Black, Luminor Visa Infinite) No longer issued cards (I and II) Other cards' related services |
PIN code reminder: € 1 - In Internet bank €2 - at Customer Service Center or via Customer Support |
PIN code reminder: € Free - In Internet bank €5 - at Customer Service Center or via Customer Support |
Change fee price |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Service packages (Mini package, Daily package, Black package) | Free Use of Internet Bank |
Free Use of Internet bank and mobile bank |
Change fee name |
| Service packages (Mini package, Daily package, Black package) | Free Unlimited number of payments in Internet bank: |
Free Unlimited number of payments in Internet bank and mobile bank: |
Change fee name |
| Black package | Black package (1) (1) Black package consists of Luminor Black card and Basic package features/ |
Black package | Reference removed |
| Black package | Monthly fee €5.50 (3) (3) The monthly fee consists of Luminor Black card and Basic package standard monthly fees. |
Monthly fee €5.50 | Reference removed |
| Mini package | Monthly fee €1 (2) (2) If the average monthly balance of the Customer’s term deposits and current accounts in total exceeds EUR 5,000 no monthly fee for the package is charged. |
Monthly fee (1) (1) If the average daily balance of the Customer’s term deposits and current accounts in total exceeds EUR 5,000 no monthly fee for the package is charged. |
Change in reference |
| Service packages (Mini package, Daily package, Black package) | Debit Card (2) Credit card (2) (2) Card issuing fee and monthly fee for provision of a card are included in package |
New reference added |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Outgoing payments in Euros Payments to European countries |
Urgent Euro payments | Remove the service from Customer Service Center or via Customer Support | |
| Outgoing payments in Euros Payments to other countries and Outgoing payments in other currencies Payments to other banks |
- Ordinary SHA payment - Urgent SHA payment - Express SHA payment - Ordinary OUR payment - Urgent OUR payment - Express OUR payment |
Remove the service from Customer Service Center or via Customer Support | |
| Outgoing payments in Euros Payments to other countries and Outgoing payments in other currencies Payments to other banks |
Ordinary, Urgent, Express SHA payment (3) (3) OUR (all fees for payer) – when a payment is sent with the charge type OUR, the payer may be charged additional fees by the beneficiary’s bank and/or by the correspondent banks which will be debited by Luminor from the payer’s account. However, the Bank shall not be held liable if the beneficiary does not receive the full payment amount due to other reasons beyond the Bank's control (additional charges may be deducted by correspondent/ intermediary banks from the transferred amount). |
Ordinary, Urgent, Express SHA payment (3) (3) OUR (all fees for payer) – when a payment is sent with the charge type OUR, all fees by the beneficiary’s bank and/or by the correspondent banks will be covered by the payer. However, the Bank shall not be held liable if the beneficiary does not receive the full payment amount due to other reasons beyond the Bank's control (additional charges may be deducted by correspondent/ intermediary banks from the transferred amount). |
Change in reference |
| Incoming payments | Incoming SHA payments (2) (2) SHA – the beneficiary pays fees of a beneficiary bank and intermediary banks. |
Incoming SHA/BEN payments (2) (2) The fee applies to incoming payments with option SHA/BEN received via SWIFT in all currencies from outside EEA and in any other currency than Euro if a payment is received from within EEA. BEN - all fees are applied to the beneficiary. SHA – the beneficiary pays fees of a beneficiary bank and intermediary banks. |
Change fee name and reference |
| Other payment services Cancellation, amendment and investigation of the payment |
Free In case of mistake by Luminor |
New fee | |
| Other payment services Cancellation, amendment and investigation of the payment |
Internal payment | €20 Euro payment to Latvia or the Single Euro Payments Area member states (1). |
Change fee name, price and reference added |
| Other payment services Cancellation, amendment and investigation of the payment |
Other payment: - up to 6 months after receipt of payment order: €50 + extra costs (1) - over 6 months after receipt of payment order: €100 + extra costs (1) (1) Extra costs - commision, determined by correspondent bank and/or beneficiary bank apart from the Bank for payment order investigation or correction. |
Payments in any currency to outside Single Euro Payments Area member states and payments in currencies other than euro to Single Euro Payments Area member states (1) - up to 6 months after receipt of payment order: €50 + extra costs (1) - over 6 months after receipt of payment order: €100 + extra costs (1) (1) Full list of countries can be found on the European Central Banks' webpage (2) Extra costs - commision, determined by correspondent bank and/or beneficiary bank apart from the Bank for payment order investigation or correction. |
Change fee name |
| Other services related to payments | €3 Payment transaction printout and confirmation |
€5 Payment transaction printout and confirmation |
Change fee price |
| Other services related to payments | Issuance of SWIFT or SEPA statement copy on outgoing or incoming payment | Confirmation of SWIFT or SEPA payment statement | Change fee name |
| Other services related to payments | Fee for convertor | Fee for convertor to ISO 20022 | Change fee name |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Consumer loan, Car loan | €50 Change of loan monthly payment date or loan repayment account |
€20 Change of loan monthly payment date or loan repayment account |
Change fee price |
| Consumer loan, Car loan | Free |
New fee | |
| Early loan repayment | |||
| Consumer loan, Car loan | Free Partial loan repayment prior to agreement maturity date |
New fee | |
| Housing loan, Idea loan (Private loan) | 1% of loan amount or additionally disbursable amount, min. €300 Agreement fee |
1% of loan amount or additionally disbursable amount, min. €100 Agreement fee |
Change fee price |
| Housing loan, Idea loan (Private loan) | €200 Agreement amendment fee (2) (2) For example, changes in payment schedule (excluding change of loan monthly repayment date), collateral composition, loan issuance conditions, loan currency etc. Agreement amendment fee for Private Banking customers is 0.5% of the current loan balance, min. EUR 200. |
€100 Changes in credit agreement in case of restructuring €200 Agreement amendment fee (1) (1) For example, changes in payment schedule (excluding change of loan monthly repayment date), collateral composition, loan issuance conditions, loan currency etc. |
New fee |
| Housing loan, Idea loan (Private loan) | €50 Change of loan monthly payment date or loan repayment account |
€20 Change of loan monthly payment date or loan repayment account |
Change fee price |
| Housing loan, Idea loan (Private loan) | €35 Processing of loan holiday application |
Free Payment holidays according to credit agreement |
Change fee name and price |
| Housing loan, Idea loan (Private loan) | Free Early loan repayment |
New fee | |
| Housing loan, Idea loan (Private loan) | Free Partial loan repayment prior to agreement maturity date (2) (2) If the early repayment of the loan takes place at the same time as the reduction of the repayment term, resulting in no increase in the monthly payment, no commission fee is charged. |
New fee | |
| Other fees | Bank's approvals to state institutions and consents related to the property encumbered in favour of the Bank | Preparation of standard documents (E.g. bank's approvals to state institutions and consents related to the property) | Change fee name |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Luminor Līzings SIA price list for leasing services | |||
| Fees for Leasing services | Commitment fee | Commitment fee (1) (1) Standard fees are indicative and may vary based on agreement between the parties. |
New reference added |
| Fees for Leasing services | €170 Commitment fee for change of the lessee |
1.5% of leasing object price, min. €165 Commitment fee for change of the lessee |
Change fee price |
| Fees for Leasing services | |||
| Luminor Līzings SIA price list for other leasing services | |||
| €30 Release of commercial pledge (preparation and submission of the application to the Enterprise Register) |
€25 Release of commercial pledge (preparation and submission of the application to the Enterprise Register) |
Change fee price | |
| Luminor Līzings SIA and Luminor Līzings Latvija SIA price list for leasing services | |||
| Fees for other Leasing services | €20 Granting consent to install LPG equipment on or perform other rebuilding of Lease Object |
€25 Granting consent to install LPG equipment on or perform other rebuilding of Lease Object |
Change fee price |
| Fees for other Leasing services | €25 Commission fee for giving consent to transfer a vehicle to trading company |
New fee | |
| Fees for other Leasing services | €20 Preparation of standard notices (notices on lease liabilities, incl. agreements, paid interest, debt and coordination of comparative acts) |
€25 Preparation of standard notices (notices on lease liabilities, incl. agreements, paid interest, debt and coordination of comparative acts) |
Change fee price |
| Fees for other Leasing services | Up to €50 Preparation of non-standard notices |
Up to €60.50 Preparation of non-standard notices |
Change fee price |
| Fees for other Leasing services | €85 Preparation of reports upon the customer's request |
€60.50 Preparation of reports upon the customer's request |
Change fee price |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Digital channels | Code calculator issuance or replacement | Code calculator Digipass 270 issuance or replacement | Change fee name |
| Digital channels | €5 Unblocking of Code calculator in a Customer Service Center |
€5 Unblocking of Code calculator in a Customer Service Center or remotely |
Change fee name (adding that services is also available remotely) |
| Digital channels | Free First issuance of Smart-ID (2) at Customer Service Center |
New fee | |
| Digital channels | €5 Subsequent issuance of Smart-ID (2) at Customer Service Center (3) (2) Smart-ID Qualified Electronic Signature (3) Except for minors |
New fee | |
| Digital channels | Code calculator Digipass 300C issuance or replacement (1) (1) Limited quantity available, therefore standart code calculator could be issued in case of replacement. |
Code calculator Digipass 300C issuance or replacement (1) (1) Limited quantity available, therefore code calculator Digipass 270 could be issued in case of replacement |
Change in reference |
| Product name in price list | Fee price and/or name currently | Fee price and/or name starting from 01.09.2021 | Type of change |
|---|---|---|---|
| Investments services Investing in securities |
0.35% of Trade amount (min. €60) Deutsche Borse Frankfurt Floor |
New fee | |
| Investments services Investing in securities |
0.3%, min. €5.70 Purchasing and selling equities at stock exchanges of the Baltic states |
0.4%, min. €5.70 Purchasing and selling equities at stock exchanges of the Baltic states |
Change fee price |
| Investments services Investing in securities |
0.2% Sale of index linked bond in secondary market (fee is included into bond price) |
0.2% From Sales price Sale of index linked bond in secondary market (fee is included into bond price) |
Change fee name |
| Investments services Other securities related services |
8% per annum (1) Interest for negative cash account balance in Luminor Investor platform (1) Interest on the negative Luminor Investor cash account balance is calculated at the rate of the current interbank ask rate, plus fixed additional interest rate of 8%. Interest is deducted at the beginning of the month for the days of the previous month when account had a negative cash balance. |
New fee and reference added | |
| Investments services Other securities related services |
Prices available in the platform Subscription for real time data in Luminor Investor |
New fee | |
| Investments services Other securities related services |
35 USD or €30 W-8BEN form processing and certification for US market access in Luminor Investor platform |
New fee | |
| Investments services Other securities related services |
10 USD per ISIN Inheritance and Endowment transfer fee in Luminor Investor platform |
New fee | |
| Investments services Other securities related services |
10 USD per ISIN Acquisition price correction |
New fee |