Home insurance

Improve your home security with Home Insurance

Improve your home security with Home Insurance

  • Combine building, home contents, liability and electronic insurance
  • Home contents insurance is valid also outside the home
  • Emergency home assistance services are available free of charge
  • Insured in Restoration value
  • Insurance against precipitation risks
  • Special offers for our customers

Insure your house or apartment and protect yourself from costs or damage caused not only by the most common and best-known accidents — fire, flood, theft, but also by unexpected events such as pouring coffee on a computer or breaking TV-set while a child is playing with a ball.

Assess the benefits 

  • Well-considered special insurance offers for our customers
  • Reimbursement of loss will be paid in a fast and professional manner
  • Save time and get an insurance policy without leaving your home
  • We will timely contact you before expiry of the insurance policy and extend it for the subsequent period

How to apply?

Submit the application
Fill in the application on the website and find out the precise insurance premium for the selected property

Confirm the offer
Receive the insurance offer by e-mail and confirm it by paying the first premium

Subscribe the insurance
Register your payment card on the link that you receive with the insurance policy in your e-mail and forget about future payments if you plan to divide the total amount into several payments or desire to prolong the policy automatically

Use the insurance 
In case of an insured event, fill in the claim notification online on AAS “BALTA” webpage or call via phone +371 67 533 375

Necessary documents:

  • Filled real estate insurance application if you apply electronically
  • Passport or ID card if you book physical meeting with bank specialist

Insure your home and feel safe!

See also other insurance products

Credit Life Insurance

Learn more

CASCO Insurance

Learn more

Loan Payment Insurance

Learn more

See also: Mortgage loans, Become a customer, Loan for the property purchase

Insurance distribution notice
When offering the Home Insurance to the customers, Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Latvia by Luminor Bank AS Latvian Branch, reg. No 40203154352, address: Skanstes iela 12, LV-1013, Riga, Republic of Latvia, acts as the insurance agent on behalf of AAS BALTA insurance company. Luminor Bank AS is registered in Finantsinspektsioon (Estonian supervisory authority of financial market participants) Insurance Agents Register and is entitled to provide insurance intermediation services in Latvia based on the principle of freedom of establishment.