We use cookies to make your browsing experience better. Agree and share a cookie with us!
| Minimum service charge | Luminor Debit | Luminor Black | |
|---|---|---|---|
| Monthly fee | €1.30 (1) | €2.50 | €5.50 |
| Monthly fee for senior customers (65 years of age or older) | €1.30 (1) | €1.68 | €5.50 |
| Monthly fee for young customers (up to 21 years old) | €1.30 (1) | Free | €5.50 |
| Opening (in Internetbank) and maintenance of unlimited number of current accounts (2) | Free | Free | Free |
| Debit Card (3) | Not included | 1 Visa Debit | Not included |
| Credit Card (3) | Not included | Not included | 1 Luminor Black |
| SMS message about change in card account balance | Not included | €0.06 | €0.06 |
| Use of Internet bank and mobile bank | Free | Free | Free |
| Unlimited number of payments in Internet bank and mobile bank: | |||
| - To accounts within Luminor Latvia | Free | Free | Free |
| - Euro payments | Free | Free | Free |
| Unlimited number of Standing order payments | Free | Free | Free |
| Unlimited number of E-invoice standing order payments | Not included | Free | Free |
| Cash withdrawal at Luminor ATMs in Baltics | |||
| - Debit Card | Not included | Free up to €750 per calendar month (4), 0.4% of the sum exceeding €750 (5) | Not included |
| - Luminor Black Card | Not included | Not included | Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min. €3.50) |
| Cash withdrawal at Swedbank, SEB, Citadele ATMs in Latvia | |||
| - Debit Card | Not included | Free up to €750 or 5 transactions per calendar month (4), 2% of the sum (min. €3.50) exceeding €750 or 5 transactions (5) | Not included |
| - Luminor Black Card | Not included | Not included | Free up to €750 per calendar month (6), 2% of the sum exceeding €750 (min. €3.50) (7) |
| Cash withdrawal at other ATMs in Latvia and foreign countries | |||
| - Debit Card | Not included | 2% of the sum (min. €3.50) | Not included |
| - Luminor Black Card | Not included | Not included | Free up to €750 per calendar month (6), 2% of the sum exceeding €750 (min. €3.50) (7) |
| Cash depositing operations at Luminor ATMs in Latvia (8): | |||
| - Debit Card | Not included | Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000 | Not included |
| - Luminor Black Card | Not included | Not included | Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min €3.50) |
(1) Minimum service charge will be set if customer has no active cards.
(2) Additional fee is applied to non-EEA residents according to "Current account" section of the Price List.
(3) Card issuing fee and monthly fee for provision of a card are included in package.
(4) Free monthly limit of €750 is common for all debit cards (including additional cards) and all Luminor ATMs in the Baltics and Citadele, SEB, Swedbank ATMs in Latvia.
(5) The fee is charged monthly for all debit cards (including additional cards) together to the account from which the first cash withdrawal was made in the respective month.
(6) Free monthly limit of €750 is common for all Luminor Black credit cards (including additional cards) and all Citadele, SEB, Swedbank ATMs in Latvia, and ATMs of other banks worldwide.
(7) The fee is charged monthly for all Luminor Black credit cards (including additional cards) together to the account from which the first cash withdrawal was made in the respective month.
(8) The calculation is made based on transactions carried out within the month.
If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package.
If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.
From 1 October 2024, the Luminor Debit card is not included in the Luminor Black package.
More information about Service packages can be found here.