Packages
Minimum service chargeLuminor DebitLuminor Black
Monthly fee €1.30 €2.50 €5.50
Monthly fee for senior customers (65 years of age or older) €1.30 €1.68 €5.50
Monthly fee for young customers (up to 21 years old) €1.30 Free €5.50
Opening (in Internetbank) and maintenance of unlimited number of current accounts (1) Free Free Free
Debit Card (2) Not included 1 Visa Debit Not included
Credit Card (2) Not included Not included 1 Luminor Black
SMS message about change in card account balance Not included €0.06 €0.06
Use of Internet bank and mobile bank Free Free Free
Unlimited number of payments in Internet bank and mobile bank:
- To accounts within Luminor Latvia Free Free Free
- Euro payments Free Free Free
Unlimited number of Standing order payments Free Free Free
Unlimited number of E-invoice standing order payments Not included Free Free
Cash depositing operations at Luminor ATMs in Latvia:
- Debit Card Not included Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000 Not included
- Luminor Black Card Not included Not included Free up to €1200 per calendar month, 2% of the sum exceeding €1200 (min €3.50)
Cash withdrawal at Luminor ATM‘s in Baltics without charge:
- Debit Card Not included Up to €750 per month Not included
- Luminor Black Card Not included Not included Up to €1200 per month
Fee charged in the case of exceeding the feefree withdrawal limit:
- Debit card Not included 0.4% of the amount Not included
- Luminor Black Card Not included Not included 2% of the amount (min. €3.50)
Cash withdrawal from other ATMs in Baltics and abroad:
- Debit card Not included 2% of the amount (min. €3.50) Not included
- Luminor Black Card Not included Not included Free up to €400 per month, 2% of the sum exceeding €400 (min. €3.50)

(1) Additional fee is applied to non-EEA residents according to "Current account" section of the Price List.
(2) Card issuing fee and monthly fee for provision of a card are included in package.

If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package.
If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

From 1 October 2024, the Luminor Debit card is not included in the Luminor Black package.

More information about Service packages can be found here.