Service package (from 2017-05-01)

* If the average monthly balance of the Customer’s term deposits and current accounts in total exceeds EUR 5,000 no Monthly fee for the package is charged.
** See the acceptance cut-off time and payment execution period under “Payments”.

Fees for other services provided by the Bank to the Customer and not included in the Mini package for private individuals are payable under the Pricelist.

In case of changes in the package the new package enters into effect as of the following day.

Monthly fee for the use of package is payable in the beginning of every month for the precedent calendar month. If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package. If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

* If the average monthly balance of the Customer’s term deposits and current accounts in total exceeds EUR 5,000 there is a 30% discount on the Monthly fee for the package
** Seniors - Customers at the age of 65 and above.
*** Cash withdrawal and review of the account balance through ATM is subject to the fee specified under “Payment cards”.
**** See the acceptance cut-off time and payment execution period under “Payments”;

Fees for other services provided by the Bank to the Customer, unless included in the Daily package for private individuals are payable under the Pricelist.

Without executing the package the Customer shall pay the Mini package fee and the fee for every service not included in the Mini package according to the service price under the Pricelist

In case of changes in the package the new package enters into effect as of the following day.

Monthly fee for the use of package is payable in the beginning of every month for the precedent calendar month. If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package. If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

* Payment card use rules and limitations are stipulated under “Kids and teens’ payment cards Visa Debit, Galactico Visa Debit".
** Cash withdrawal and review of the account balance through ATM is subject to the fee specified under “Payment cards for children and youths VISA Debit, Galactico VISA Debit".
*** See the acceptance cut-off time and payment execution period under “Payments”.
**** The service is available just for Customers over 16

Fees for other services provided by the Bank to the Customer, unless included in the Daily package for private individuals are payable under the Pricelist.

Without executing the package the Customer shall pay the Mini package fee and the fee for every service not included in the Mini package according to the service price under the Pricelist.

In case of changes in the package the new package enters into effect as of the following day.

Monthly fee for the use of package is payable in the beginning of every month for the precedent calendar month. If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package. If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

* Cash withdrawal and review of the account balance through ATM is subject to the fee specified under “Payment cards” or "Credit cards".
** Should the Customer opt for the Code calculator Digipass 270 at 70% discount and before the expiry of full 6 calendar months after execution of the Comfort Package change their arrangement to either Basic Package or Mini Package, the Customer shall be obligated to reimburse to the Bank for the obtained discount on the Code calculator pro rata to every calendar month the Customer is no more using the Comfort Package.
*** See the acceptance cut-off time and payment execution period under “Payments”.
**** Cross-border, currency payments, type "Standard", Fee "Shared (SHA)".

Fees for other services provided by the Bank to the Customer, unless included in the Active package for private individuals are payable under the Pricelist.

Without executing the package the Customer shall pay the Mini package fee and the fee for every service not included in the Mini package according to the service price under the Pricelist.

In case of changes in the package the new package enters into effect as of the following day.

Monthly fee for the use of package is payable in the beginning of every month for the precedent calendar month. If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package. If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.

* Cash withdrawal at ATMs of AS DNB banka, "Swedbank" AS, AS "SEB banka" above EUR 700 is subject to a fee under "Payment cards" or "Credit cards".
** Should the Customer opt for the free Code calculator Digipass 270 and before the expiry of full 6 calendar months after execution of the Gold Package change their arrangement to either Comfort Package, Basic Package or Mini Package, the Customer shall be obligated to reimburse to the Bank for the obtained discount on the Code calculator pro rata to every calendar month the Customer is no more using the Gold Package.
*** See the acceptance cut-off time and payment execution period under “Payments”.
**** Cross-border, currency payments, type "Standard", Fee "Shared (SHA)".

Fees for other services provided by the Bank to the Customer and not included in the Gold package for private individuals are payable under the Pricelist.

Without executing the package the Customer shall pay the Mini package fee and the fee for every service not included in the Mini package according to the service price under the Pricelist.

In case of changes in the package the new package enters into effect as of the following day.

Monthly fee for the use of package is payable in the beginning of every month for the precedent calendar month. If the Customer has made changes in the service package, for the month the change of package has taken place the Customer shall pay the fee for the more expensive package. If the Customer becomes the Bank’s customer and executes the package before the 15th date the Fee for the month the package was executed is payable in full. If the Customer becomes the Bank’s customer and executes the package after the 15th date the Fee for the month the package was executed is not payable.