Provision of credit card (maintenance)
SERVICEPRICEPRICE
Card account currency EUR USD*
Monthly fee for Card service**
- MasterCard Standard (along with travel insurance) EUR 2,00 EUR 2,00
- MasterCard Gold (along with travel insurance) EUR 5,50 EUR 5,50
PIN code reminder*** EUR 1,00 EUR 1,00

* The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** The monthly fee for the Card service is due starting from the next month after the month when the Card was made and shall be paid (for the previous month) on the date on which the Card was made.
*** PIN code reminder service is applicable only for Cards produced after 03.09.2015.

Card transactions
SERVICEPRICEPRICE
Card account currency EUR USD*
Cash withdrawal**
- from ATMs of AS DNB banka, SEB banka, Swedbank, AB DNB banka Lithuania, DNB bank ASA Norway 1.0% of the transaction amount, min. EUR 1.00 1.0% of the transaction amount, min.USD 1.00
- at another bank, from ATMs of another bank 2.0% of the transaction amount, min. EUR 3.50 2.0% of the transaction amount, min.USD 4.00
- at the merchant (if merchant offers such service)*** Free of charge Free of charge
One's own Account crediting through an ATM of AS DNB banka by Card (also in case several Cards are used for the account crediting)
- up to EUR 5 000.00 over the calendar month Free of charge Free of charge
- over EUR 5 000.00 over the calendar month 0.2% of the amount in excess of EUR 5 000.00 (or equivalent in USD) 0.2% of the amount in excess of EUR 5 000.00 (or equivalent in USD)
Purchases within the borders of Latvia and abroad**** Free of charge Free of charge
Currency exchange mark-up***** 3,0% 3,0%
Payment of bills in ATMs of AS DNB banka****** Free of charge Free of charge

* The Bank withholds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** Cash withdrawal limit from ATMs:
- Daily limit: for MasterCard Standard Cards EUR 2 500.00, for MasterCard Gold Cards EUR 3 000.00.
- Limit over 30-day period for any type of Card is EUR 20 000.00.
- Cash withdrawal limit from ATMs equipped only with magnetic stripe technology - EUR 350.00 a day.
- If Card account currency is not euro, cash withdrawal limits from ATMs specified in this section are converted into the Card account currency according to the euro reference exchange rate published by the European Central Bank at the beginning of each relevant period in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
*** Cash withdrawal limit at the merchant per shopping time - EUR 100,00
**** Purchase limit - EUR 5,000.00 a day.
***** Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Card in compliance with the Bank's Account Maitenance and Card Use Rules, if the transaction currency differs from the Card account currency.
****** In ATMs of Bank you can pay the bills of Lattelecom, LMT, and Tele2.

Information on card transactions
SERVICEPRICEPRICE
Card account currency EUR USD*
SMS info EUR 0.09 per SMS text EUR 0.09 per SMS text
Information on Account balance demands at ATMs
- in ATMs of AS DNB banka Free of charge Free of charge
- in ATMs of other banks (if service is available) EUR 0,50 USD 0,60
Dispatch of report on card transactions by mail (per Account) EUR 5,00 USD 7,00

* The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.

Credit line
SERVICEPRICEPRICE
Card account currency EUR USD
Annual interest rate on loan 18% 18%
Loan maturity Upon expiry of the Card Upon expiry of the Card

This rate is informative.

Other services
SERVICEPRICEPRICE
Card account currency EUR USD*
Interest on unauthorized debit balance 36% p.a. 36% p.a.
Increase of standard cash withdrawal and purchase limits EUR 5.00 EUR 5.00
Granting of express overdraft EUR 10.00 EUR 10.00
Consideration of chargeback claims** Free of charge Free of charge
Requesting of card transaction source documents from the merchant EUR 10.00 EUR 10.00
Closed Card account maintenance (first to be charged one year after the Customer’s written notice on the Card closure) EUR 28.46 p.a. EUR 28.46 p.a.

* The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
** If in relation to the Customer’s claim on the transaction performed with a Card the Customer has provided the Bank with untrue information, the Customer shall reimburse to the Bank its costs and losses inflicted as the result of providing such untrue information, including costs for request and receipt of transaction verification documents and other payments made by the Bank to any third parties involved in processing of the respective transaction relating to consideration of the Customer’s claim.
8 The Bank withhelds the fees indicated in euros in US Dollars according to the euro reference exchange rate published by the European Central Bank in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
9 PIN code reminder service is applicable only for Cards produced after 03.09.2015.