Provision of credit card (producing and maintenance)
SERVICEPRICE
Card account currency EUR
Fee for production/ replacement of Card (in case of loss, theft, wear, damage or other defects)
- VISA Classic (along with travel insurance) EUR 4,00
- VISA Gold (along with PriorityPass card and travel insurance) EUR 10,00
- VISA Platinum (along with PriorityPass card and travel insurance) EUR 20,00
Extra fee for the urgend production / replacement of Card* EUR 25,00
Card delivery to the Service places
- VISA Classic** EUR 5,00
- VISA Gold, VISA Platinum Free of charge
Card delivery per mail
- Within Latvia Free of charge
- Abroad EUR 5,00
PIN code reminder*** EUR 1,00
Monthly fee for Card service*****
- VISA Classic EUR 2,00
- VISA Gold EUR 5,50
- VISA Platinum EUR 9,99

* If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.
** The fee is not applicable if the Customer pays the Fee for an urgent manufacturing of the Card
*** PIN code reminder service is applicable only for Cards produced after 03.09.2015.
**** The monthly fee for the Card service is due starting from the next month after the month when the Card was made and shall be paid (for the previous month) on the date on which the Card was made.

Card transactions
SERVICEPRICE
Card account currency EUR
Cash withdrawal*
- from ATMs of AS DNB banka, SEB banka, Swedbank, AB DNB banka Lithuania, DNB bank ASA Norway 1.0% of the transaction amount, min. EUR 1.00 min. EUR 1.00
- at another bank, from ATMs of another bank 2.0% of the transaction amount, min. EUR 3.50 min. EUR 3.50
- at the merchant (if merchant offers such service)** Free of charge
One's own Account crediting through an ATM of AS DNB banka by Card ( also in case several Cards are used for the account crediting)
- below EUR 5 000.00 in a calendar month Free of charge
- above EUR 5 000.00 in a calendar month 0.2% of the transaction amount exceeding EUR 5000.00
Purchases within the borders of Latvia and abroad*** Free of charge
Currency exchange mark-up**** 3,0%
Payment of bills in ATMs of AS DNB banka***** Free of charge

* Cash withdrawal limit from ATMs:
- Daily limit: for VISA Classic Cards EUR 2 500.00, for VISA Gold, VISA Platinum Cards EUR 3 000.00.
- Limit over 30-day period for VISA Classic, VISA Gold Card is EUR 20 000.00, VISA Platinum Cards EUR 30 000.00.
- Cash withdrawal limit from ATMs equipped only with magnetic stripe reading technology - EUR 350.00 a day.
- If Card account currency is not euro, cash withdrawal limits from ATMs specified in this section are converted into the Card account currency according to the euro reference exchange rate published by the European Central Bank at the beginning of each relevant period in compliance with the regulations for application of this exchange rate set in the General Regulations on Transactions of the Bank.
- Fee for cash withdrawal in ATM by using VISA Classic Cards, ordered before 01.02.2016, during transition period until 31.01.2017, is equal to the Fee for cash withdrawal in ATM with VISA Debit Card.
** Cash withdrawal limit at the merchant per shopping time - EUR 100.00.
*** Purchase limit - EUR 5,000.00 a day.
**** Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Payment card in compliance with the Bank's Account Maitenance and Card Use Rules, if the transaction currency differs from the Card account currency.
***** In ATMs of Bank you can pay the bills of Lattelecom, LMT, and Tele2.

Information on card transactions
SERVICEPRICE
Card account currency EUR
SMS info EUR 0.09 per SMS text
Information on Account balance demands at ATMs
- in ATMs of AS DNB banka Free of charge
- in ATMs of other banks (if service is available) EUR 0.50
Dispatch of report on card transactions by mail (per Account) EUR 5.00

Credit line
SERVICEPRICE
Card account currency EUR
Annual interest rate on loan 18%
Loan maturity Upon expiry of the Card

This rate is informative.

Other services
SERVICEPRICE
Fee for 1 person's visit to the airport business area ("Priority Pass" program) EUR 29,00 incl. VAT
Interest on unauthorized debit balance 36% p.a.
Increase of standard cash withdrawal and purchase limits EUR 5.00
Granting of express overdraft EUR 10.00
Consideration of chargeback claims* Free of charge
Requesting of Card transaction source documents from the merchant EUR 10.00
Closed Card account maintenance (first to be charged one year after the customer’s written notice on the Card closure) EUR 28.46 p.a.

* If in relation to the Customer’s claim on the transaction performed with a Card the Customer has provided the Bank with untrue information, the Customer shall reimburse to the Bank its costs and losses inflicted as the result of providing such untrue information, including costs for request and receipt of transaction verification documents and other payments made by the Bank to any third parties involved in processing of the respective transaction relating to consideration of the Customer’s claim.