Luminor Investor platform
| Shares and ETF trading commissions: | |
| American Stock Exchange, NASDAQ, NASDAQ (Small Cap), New York Stock Exchange, New York Stock Exchange (ARCA) | Base plan (default) - 0.20% of Trade amount, min. USD 2. Elective plan (at the Clients discretion) - 0.08% of Trade amount, min. USD 10 (1) |
| European exchanges (Deutsche BORSE (XETRA), London Stock Exchange, London Stock Exchange (IOB), NASDAQ OMX Helsinki, Euronext Lisbon, Borsa Italiana/Milan Stock Exchange, Euronext Amsterdam, Euronext Brussels, Euronext Paris, BME Spanish Exchanges, Vienna Stock Exchange, Oslo Stock Exchange, NASDAQ OMX Stockholm, NASDAQ OMX Stockholm (First North), SIX Swiss Exchange, SIX Swiss Exchange (Bluechip), NASDAQ OMX Copenhagen, NASDAQ OMX Copenhagen (First North)) | Base plan (default) - 0.20% of Trade amount, min. €3. Elective plan (at the Clients discretion) - 0.08% of Trade amount, min. €10 (1) |
| Deutsche Borse Frankfurt Floor | 0.35% of Trade amount (min. €60) |
| OTC Markets group (Pink Sheets), OTC Bulletin Board, when Trade amount is below or equal to USD 50 000 | USD 25 |
| OTC Markets group (Pink Sheets), OTC Bulletin Board, when Trade amount is above USD 50 000 | 0.15% of Trade amount, min. USD 25 |
| Hong Kong Exchange | 0.25% of Trade amount, min. HKD 140 |
| BlackRock ESG multiasset ETFs: | |
| 1) BlackRock ESG Multi-Asset Conservative Portfolio UCITS ETF (ISIN: IE00BLP53M98) | 0.1% of Trade amount |
| 2) BlackRock ESG Multi-Asset Moderate Portfolio UCITS ETF (ISIN: IE00BLLZQS08) | 0.1% of Trade amount |
| 3) BlackRock ESG Multi-Asset Growth Portfolio UCITS ETF (ISIN: IE00BLLZQ805) | 0.1% of Trade amount |
| Debt securities trading commissions: | |
| Purchasing/selling of bonds in the secondary market | 0.2% of Trade amount, min. €15 |
| Mutual funds trading commissions: | |
| Investing in mutual funds via Luminor Investor platform | 1% of the transaction amount |
(1) The elective plan is implemented solely upon the client’s request, with the client having the right to change the plan type once every four months.
| Security transfer from other credit institution/ broker to Luminor Investor platform | Free |
| Security transfer from Luminor Investor platform to other credit institution/ broker | €30 per ISIN |
| Fee for security transfer on the basis of inheritance or gift in Luminor Investor platform | USD 10 per ISIN |
| Monthly custody fee for securities in Luminor Investor platform (1) | 0.01% of the total account value |
(1) Custody fee is calculated separately for equities, bonds and mutual funds. €0.50 per month minimum fee is applied for mutual funds asset class. No minimum fee is applied for equities and bonds.
The custody fee will be calculated daily using the end of day portfolio values and charged on a monthly basis (excluding VAT where applicable). For any currency conversions to EUR, our partner SAXO bank uses market spot exchange rate adding 0.5% margin on top. A spot exchange rate is the current price level in the market to directly exchange one currency for another, for delivery on the earliest possible value date which is provided by most Electronic Communication Network (ECN) brokers (e.g. Reuters).
More information about Investments services can be found More information about Investment services can be found here.
| W-8BEN form processing and certification for US market access in Luminor Investor platform | €30 |
| Fee for U.S. source income reporting to IRS (1) | 90 USD |
| Acquisition price correction in Luminor Investor platform | USD 10 per ISIN |
| Participation in the meeting of share/debt securities holders (2) | €100 |
| Corporate actions processing | Free+ external costs |
| Subscription for real time data in Luminor Investor platform | Prices available in the platform |
(1) Fee applied if customer has USA related instruments without valid W8-BEN form. The detailed information on the Annual withholding tax on income earned in USA, can be found here. https://www.luminor.lv/en/private/access-us-market-luminor-investor
(2) Does not include the resepresentation of a client.
More information about Luminor Investor can be found here.
Ex-ante Information on Costs and Charges of Investment Products in Luminor Investor available in each instrument Trading Conditions - Costs section.