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| Visa Classic | Visa Classic Revolving | |
|---|---|---|
| Monthly fee for provision of a card (1) | Visa Classic €2.50 | Visa Classic Revolving €2.50 |
| Delivering the card | Visa Classic | Visa Classic Revolving |
| - by post to address in Latvia | Visa Classic Free | Visa Classic Revolving Free |
| - by post to address abroad | Visa Classic €10 | Visa Classic Revolving €10 |
| - to the Customer Service Center (2) | Visa Classic €10 | Visa Classic Revolving €10 |
| Replacing the card | Visa Classic | Visa Classic Revolving |
| - when card is replaced before the expiry date | Visa Classic €4 | Visa Classic Revolving €4 |
| - additional fee for express issuing (3) | Visa Classic €30 | Visa Classic Revolving €30 |
New Galactico VISA Debit payment cards are not issued from 01.02.2019.
Existing Galactico VISA Debit payment cards are not replaced from 29.07.2019.
New Visa Classic cards are not issued from 23.03.2020.
New Visa Classic Revolving cards are not issued from 15.04.2020.
(1) Card - means both debit card and credit card.
(2) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(3) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.
More information about safe usage of Payment cards can be found here.
| Visa Classic | Visa Classic Revolving | |
|---|---|---|
| Conversion fee for paying in different currency than Euro (3) | Visa Classic 3% | Visa Classic Revolving 3% |
| Cash withdrawal | Visa Classic | Visa Classic Revolving |
| - Luminor ATMs (Latvia, Lithuania, Estonia) (4) | Visa Classic 2% of the sum (min. €3.50) | Visa Classic Revolving 2% of the sum (min. €3.50) |
| - other ATMs in Latvia and foreign countries | Visa Classic 2% of the sum (min. €3.50) | Visa Classic Revolving 2% of the sum (min. €3.50) |
| Cash deposit | Visa Classic | Visa Classic Revolving |
| - Luminor ATMs in Latvia (4) | Visa Classic Free up to €600 per calendar month, 2% of the sum exceeding €600 | Visa Classic Revolving Free up to €600 per calendar month, 2% of the sum exceeding €600 |
| Balance enquiry | Visa Classic | Visa Classic Revolving |
| - from Luminor ATMs | Visa Classic Free | Visa Classic Revolving Free |
| - from other ATMs | Visa Classic €0.50 | Visa Classic Revolving €0.50 |
(3) Conversion fee is added to the currency exchange rate.
(4) The calculation is made based on transactions carried out within the month.
More information about safe usage of Payment cards can be found here.
| Visa Classic | Visa Classic Revolving | |
|---|---|---|
| Credit limit annual interest | Visa Classic 21% | Visa Classic Revolving 23% |
| Changing the credit limit | Visa Classic Free | Visa Classic Revolving Free |
| Interest free period | Visa Classic N/A | Visa Classic Revolving Until next month's 25th date |
More information about safe usage of Payment cards can be found here.
| Visa Classic | Visa Classic Revolving | |
|---|---|---|
| Annual interest on unauthorized debit balance | Visa Classic 25% | Visa Classic Revolving 25% |
| Changing card standard cash withdrawal or purchase limits via Customer Support or at the Customer Service Center | Visa Classic €10 | Visa Classic Revolving €10 |
| Issuance of copy of the receipt for a transaction | Visa Classic €25 | Visa Classic Revolving €25 |
| Closed Card account maintenance (first to be charged one year after the customer’s written notice on the Card closure) | Visa Classic €40 per year | Visa Classic Revolving €40 per year |
More information about safe usage of Payment cards can be found here.