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| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Card account currency (1) | Visa Gold EUR | Visa Gold Revolving Not applicable |
| Monthly fee for provision of a card (2) | Visa Gold €5.50 | Visa Gold Revolving €3.90 |
| Delivering the card | Visa Gold | Visa Gold Revolving |
| - by post to address in Latvia | Visa Gold Free | Visa Gold Revolving Free |
| - by post to address abroad | Visa Gold €10 | Visa Gold Revolving €10 |
| - to the Customer Service Center (3) | Visa Gold €10 | Visa Gold Revolving €10 |
| Replacing the card | Visa Gold | Visa Gold Revolving |
| - when card is replaced before the expiry date | Visa Gold €5 | Visa Gold Revolving €10 |
| - additional fee for express issuing (4) | Visa Gold €30 | Visa Gold Revolving €30 |
New Visa Platinum credit cards are not issued from 12.12.2019.
New Visa Gold cards are not issued from 23.03.2020.
New Visa Gold Revolving cards are not issued from 15.04.2020.
(1) New credit cards with USD account currency are not issued, only the existing cards are replaced.
(2) Card - means both debit card and credit card.
(2) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(3) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.
More information about safe usage of Payment cards can be found here.
| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Conversion fee for paying in different currency than Euro (4) | Visa Gold 3% | Visa Gold Revolving 3% |
| Cash withdrawal | Visa Gold | Visa Gold Revolving |
| - Luminor ATMs (Latvia, Lithuania, Estonia) | Visa Gold 2% of the sum (min. €3.50) | Visa Gold Revolving 2% of the sum (min. €3.50) |
| - other ATMs in Latvia and foreign countries | Visa Gold 2% of the sum (min. €3.50) | Visa Gold Revolving 2% of the sum (min. €3.50) |
| Cash deposit | Visa Gold | Visa Gold Revolving |
| - Luminor ATMs in Latvia (5) | Visa Gold Free up to €600 per calendar month, 2% of the sum exceeding €600 | Visa Gold Revolving Free up to €600 per calendar month, 2% of the sum exceeding €600 |
| Balance enquiry | Visa Gold | Visa Gold Revolving |
| - from Luminor ATMs | Visa Gold Free | Visa Gold Revolving Free |
| - from other ATMs | Visa Gold €0.50 | Visa Gold Revolving €0.50 |
(4) Conversion fee is added to the currency exchange rate.
(5) The calculation is made based on transactions carried out within the month.
More information about safe usage of Payment cards can be found here.
| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Credit limit annual interest | Visa Gold 18% | Visa Gold Revolving 18% |
| Changing the credit limit | Visa Gold Free | Visa Gold Revolving Free |
| Interest free period | Visa Gold Not applicable | Visa Gold Revolving Until next month's 25th date |
More information about safe usage of Payment cards can be found here.
| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Annual interest on unauthorized debit balance | Visa Gold 25% | Visa Gold Revolving 25% |
| Fee for 1 person's visit to the airport business area ("Priority Pass" program) | Visa Gold €28 | Visa Gold Revolving Not available |
| Priority Pass replacement | Visa Gold €10 | Visa Gold Revolving Not available |
| Changing card standard cash withdrawal or purchase limits via Customer Support or at the Customer Service Center | Visa Gold €10 | Visa Gold Revolving €10 |
| Issuance of copy of the receipt for a transaction | Visa Gold €25 | Visa Gold Revolving €25 |
| Closed Card account maintenance (first to be charged one year after the customer’s written notice on the Card closure) | Visa Gold €40 per year | Visa Gold Revolving €40 per year |
More information about safe usage of Payment cards can be found here.