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| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Card account currency (1) | EUR | Not applicable |
| Monthly fee for provision of a card (2) | €5.50 | €3.90 |
| Delivering the card | ||
| - by post to address in Latvia | Free | Free |
| - by post to address abroad | €10 | €10 |
| - to the Customer Service Center (3) | €10 | €10 |
| Replacing the card | ||
| - when card is replaced before the expiry date | €5 | €10 |
| - additional fee for express issuing (4) | €30 | €30 |
New Visa Platinum credit cards are not issued from 12.12.2019.
New Visa Gold cards are not issued from 23.03.2020.
New Visa Gold Revolving cards are not issued from 15.04.2020.
(1) New credit cards with USD account currency are not issued, only the existing cards are replaced.
(2) Card - means both debit card and credit card.
(2) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(3) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center in Riga within 5 hours, and outside Riga within Latvia on the next business day.
More information about safe usage of Payment cards can be found here.
| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Conversion fee for paying in different currency than Euro (4) | 3% | 3% |
| Cash withdrawal | ||
| - Luminor ATMs (Latvia, Lithuania, Estonia) | 2% of the sum (min. €3.50) | 2% of the sum (min. €3.50) |
| - other ATMs in Latvia and foreign countries | 2% of the sum (min. €3.50) | 2% of the sum (min. €3.50) |
| Cash deposit | ||
| - Luminor ATMs in Latvia (5) | Free up to €600 per calendar month, 2% of the sum exceeding €600 | Free up to €600 per calendar month, 2% of the sum exceeding €600 |
| Balance enquiry | ||
| - from Luminor ATMs | Free | Free |
| - from other ATMs | €0.50 | €0.50 |
(4) Conversion fee is added to the currency exchange rate.
(5) The calculation is made based on transactions carried out within the month.
More information about safe usage of Payment cards can be found here.
| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Credit limit annual interest | 18% | 18% |
| Changing the credit limit | Free | Free |
| Interest free period | Not applicable | Until next month's 25th date |
More information about safe usage of Payment cards can be found here.
| Visa Gold | Visa Gold Revolving | |
|---|---|---|
| Annual interest on unauthorized debit balance | 25% | 25% |
| Fee for 1 person's visit to the airport business area ("Priority Pass" program) | €30 | Not available |
| Priority Pass replacement | €10 | Not available |
| Changing card standard cash withdrawal or purchase limits via Customer Support or at the Customer Service Center | €10 | €10 |
| Issuance of copy of the receipt for a transaction | €25 | €25 |
| Closed Card account maintenance (first to be charged one year after the customer’s written notice on the Card closure) | €40 per year | €40 per year |
More information about safe usage of Payment cards can be found here.