Payment cards for children and youths VISA Debit, Galactico VISA Debit (from 2017-05-01)

* If in exceptional case the Account, to which the Card issued to a child or youth is pegged, is opened in the USD currency, the fees for the issuance and service of such a Card are applied in conformity with the List of Condition’s section “Payment cards VISA Debit, Galactico VISA Debit.
If the Payment card issued to a youth is resumed after turning 18, to the Payment card produced for the new maturity period will apply standard limits and Payment card production and maintenance fees as stated in AS DNB banka Price List on the respective type of Card.
** The card can be executed to youths after turning 16.
*** If the Card is ordered on a banking day by 12.00, it shall be produced and supplied to Service places in Riga within 5 hours and to Service places outside Riga on the next banking day.
**** The fee is not applicable if the Customer pays the Fee for an urgent manufacturing of the Card
***** PIN code reminder service is applicable only for Cards produced after 03.09.2015.
****** The monthly fee for the Card service is due starting from the next month after the month when the Card was made and shall be paid (for the previous month) on the date on which the Card was made.
If the limits by virtue of the youth’s request after turning 16 are not replaced to comply with those imposed on youths’ Card s, the limits imposed on the children’s Card shall be applicable.

* Cash withdrawal limit from ATMs:
- Daily limit: children below 15 - EUR 30.00; youths over 16 - EUR 70.00;
- Limit within a 30-day period: children below 15 - EUR 150.00; youths over 16 - EUR 700.00.
Cash withdrawal limit at the merchant per shopping time - EUR 100.00.
If the Card account currency is USD or transactions are made in another currency than EUR, the limits specified in this section shall be recalculated to the Card account currency in the beginning of each respective period at the EUR reference rate published by the European Central Bank, in compliance with the provisions set forth for applying such exchange rate by the Bank’s General Transacting Rules.
** Limit on purchases within a 30-day period: children below 15 - EUR 150.00; youths over 16 EUR 700.00 (the imposed limits do not include the transactions conducted without making sure by the recipient whether the funds on the account are sufficient to make the respective transaction (so-called off-line transactions)).
*** Purchase limit - EUR 5,000.00 a day.
**** Currency exchange mark-up is added to the currency exchange rate (reference exchange rate) applicable to the transaction executed with the Payment card in compliance with the Bank's Account Maitenance and Card Use Rules, if the transaction currency differs from the Card account currency.
***** In ATMs of AS DNB banka you can pay the bills of Lattelecom, LMT, and Tele2.
If the limits by virtue of the youth’s request after turning 16 are not replaced to comply with those imposed on youths’ Cards, the limits imposed on the children’s Card shall be applicable.

* If in relation to the customer’s Card chargeback claim the customer has provided the Bank with untrue information, the customer shall reimburse to the Bank its costs and losses inflicted as the result of providing such untrue information, including costs for request and receipt of transaction verification documents and other payments made by the Bank to any third parties involved in processing of the respective transaction relating to consideration of the customer’s chargeback claim.