Internal payments
at Customer Service Center or via Customer Supportvia Digital channels
To accounts within Luminor Latvia branch (1)€5Free

(1) Reduced commission for Luminor property insurance policy payments via Customer Support is EUR 1.

Terms for payments in Euros are available here.

More information about Payments can be found here.

Payments to European countries
at Customer Service Center or via Customer Supportvia Digital channels
Euro payment (1)€5€0.36
Urgent Euro payment (2)Not available€14

(1) Credit transfer SEPA. Payments to Single Euro Payments Area. Full list of countries can be found on the European Central Banks' webpage.
(2) Urgent payments to EEA member states. The full list of countries can be found here.

Terms for payments in Euros are available here.

Payments to other countries (1)
Ordinary SHA/SHAR payment (2)€13
Urgent SHA/SHAR payment (2)€16
Express SHA/SHAR payment (2)€25
Ordinary OUR/DEBT payment (3)€26
Urgent OUR/DEBT payment (3)€29
Express OUR/DEBT payment (3)€46

(1) Credit transfer non SEPA. Payments to countries outside the Single Euro Payments Area member states.
Payments can only be made via digital channels.
(2) SHA/SHAR (Shared) - the payer and the beneficiary each pay the charges: the Customer pays the Bank fee, the recipient pays beneficiary bank and correspondent/ intermediary banks fees (such fees may be withheld from the transferred amount).
(3) OUR/DEBT (all fees for payer) – when a payment is sent with the charge type OUR, all fees by the beneficiary’s bank and/or by the correspondent banks will be covered by the payer.
However, the Bank shall not be held liable if the beneficiary does not receive the full payment amount due to other reasons beyond the Bank's control (additional charges may be deducted by correspondent/ intermediary banks from the transferred amount).
Terms for payments in Euros are available here.

More information about Payments can be found here.