For Youth | Luminor

Steer your finances and future with Luminor

Get a Luminor Debit Card and bank account free of charge until you turn 21
Convenient remote onboarding - receive the bank card to your home

Become a customer remotely

Enjoy the benefits

For free
Luminor Debit card and bank account until the age of 21

Remote onboarding
Easy and convenient onboarding online

Contactless payments
Pay quickly and securely using various devices

Luminor Investor platform
Build your future with smart, secure investments

Level up your money skills

Take your finances to the next level! Learn how to manage your money so you can cover your needs, save up for what matters most, and invest with confidence.

Discover more

Easy, secure payments on your devices

Add your Luminor card to all your devices for ultimate convenience! Whether you prefer Apple Pay, Google Pay, Garmin Pay, or Fitbit Pay, you can pay quickly and securely with just your phone or watch. Enjoy the freedom of contactless payments.

Join Luminor remotely

Video call with a consultant

Business days (9:00–18:00)

For Latvian citizens, over the age of 18. You’ll need:
– a valid passport or ID card issued in Latvia;
– a Smart-ID Qualified account, eParaksts mobile or eID with an electronic signature.

Online with photo self‑service

24/7 (processed within 1 bus. day)

For residents, over the age of 18. You’ll need:
– a valid passport or ID card issued in Latvia;
– a Smart-ID Qualified account, eParaksts mobile or eID with an electronic signature.