Google Pay | Luminor

Set up Google Pay

Easiest way to add your card to Google Pay is by using Luminor mobile app:

Log in to Luminor mobile app
Open menu Accounts and cards
Choose the card and click the button Add to G Pay
You will be redirected to Google Pay application where you need to review data and click Next
Agree with Terms and Conditions

You are ready! Your card is added to Google Pay.

Another option is to use Google Pay application:

1. Download the Google Pay app from the Google Play Store.
2. Open it and start adding your Luminor card:

Click on Add the payment method
In next screen click on Credit or debit card
Enter your card details and update your personal details
Accept Terms and Conditions
Choose text message as verification method
Enter the verification code that was sent to you via SMS

3. Your card is now added to the wallet.
4. If you have more than one card in your wallet you can choose one card to be default payment method in your wallet by clicking Make default for contactless.
5. Do not forget to turn on the NFC feature on your phone.

How do I use Google Pay?

With Google Pay, you can pay anywhere you see a contactless or Google Pay symbol

1. Unlock your smartphone screen.
2. Place the phone against the card terminal and the payment is completed.
3. Payment will be made with card that is set as default card in your wallet.

With Google Pay, you can also pay in apps and online stores.

Google Pay can only be used on Android devices running Android 5.0 or higher with NFC enabled.

Read more about Google Pay instructions here.

Private and secure

Paying with Google Pay is secure, as payment is verified based on the number associated with your device and the unique code generated for the payment. Your card details are never stored on your device, on the service provider's server or transmitted to the merchant at the time of payment.

NB! If you lose your phone or it is stolen, call Luminor Customer Support immediately at +371 67 171 880 and request Luminor card to be removed from the Google Pay application on this device.

Frequently Asked Questions

How can I return a product purchased from the store using Google Pay?

The cashier can process the refund in the same way as for a regular credit and debit card payment.

How can I check my recent transactions?

Information about your latest transactions can be seen in the digital wallet application next to a specific card.

How secure is Google Pay?

Google Pay is a secure payment method because during the transaction, your card details are not transferred, but the device-specific ID and unique transaction code.

In addition, a locked device cannot be used for transactions larger than the unauthenticated transaction limit allows. In Latvia, Estonia and Lithuania, this limit is set at 50EUR. For transactions above 50EUR and/ or after the third unauthenticated transaction, the phone must be unlocked using a password, face recognition or fingerprint.

How to use Google Pay securely?

To use Google Pay securely remember the following:

Do not allow others to use your phone.
Use a more complex password or pattern as a screen lock.
Update your mobile phone software regularly. Install an antivirus app on your phone.
Use only official stores and be careful when using them. Read the feedback before installing the app.

What happens if my phone is lost or stolen?

Contact Luminor Customer Support at +371 67 171 880 and request that the cards be suspended or removed from the digital wallet.
You can also lock your phone remotely. Read how to do it here.

Can I continue to use my physical credit and debit card after I have suspended or removed it from Wallet?

Pausing or removing cards from your digital wallet does not close your physical card. You can continue to use it.